Jillian recently posted in our online community, announcing she was ready to retire 5 years ahead of schedule! Erin immediately knew we had to have her back on the podcast to talk about how life has changed since paying off $300,000 in debt in under a year.

They cover the myths around homeownership, financial freedom, and the importance of aligning your career with your true passions. Tune in to learn how peeling back the layers to your true self can lead to profound changes in your life and finances.

Jillian's first Get The Hell Out Of Debt podcast episode: https://podcasts.apple.com/ca/podcast/get-the-hell-out-of-debt/id1462338073?i=1000442936700

You can find Jillian - and soon more about her documentary - on Instagram: @jleetherealme

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🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

_______________________________

Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Prepare your ears - there are a lot of sounds coming from this episode...

Sometimes it's not you but the tools you're using that set you up for failure. Erin relays the importance of choosing the right tools—whether it's a musical instrument or a credit card—in order to succeed.

Erin recommends ClearScore as a great (free!) tool: https://api.fintelconnect.com/t/l/6615981dff60fd001c412596

To access the spreadsheets Erin uses, sign up for the Get The Hell Out Of Debt course (also free!) and download all her reources: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

If you like apps, this is Erin's favorite: https://youneedabudget.a4xxmk.net/g1dDNv

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🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

_______________________________

Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Erin is tackling the contentious topic of student loans, dissecting the complexities and pitfalls of borrowing for education. She covers the impact of student loans on identity, finances, and future opportunities. Brace yourself for info that challenges conventional wisdom and sheds light on the true cost of student debt.

Boop.

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🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

_______________________________

Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Julie has solidly been in Phase 3 now for years, so Erin and Keri are checking in with her to see how her wealth building is going. Julie went from being a bystander in her own life to owning it all! From side hustles to smart investments, Julie's story is both inspiring and full of practical tips for anyone looking to improve their financial health.

To sign up for the Get The Hell Out Of Debt program like Julie did, go here (it's free!): https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

_______________________________

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

_______________________________

Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Oh, the price of love. Erin sent Keri a juicy article she came across about an NBA player who bought his girlfriend a $400,000 engagement ring, only for them to break up 8 days later. But that's just the beginning—what follows is a saga of fake reconciliations, stolen rings, and heated debates over who gets to keep the bling. Erin shares her take, but we also had YOU share your thoughts on this hot topic.

If you have a differing opinion, we would love to hear it! Go to www.speakpipe.com/erinskyekelly to weigh in.

For access to our online community where this discussion continues, first join us for free in the Get The Hell Out Of Debt: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

_______________________________

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

_______________________________

Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Erin is tackling more of your questions today. Autumn is wondering what to do now that her child support is coming to an end. And Kamden has a question for Erin about his line of credit. For both, Erin emphasizes the importance of embracing change, tapping into resourcefulness, and reframing challenges as opportunities for growth.

Meanwhile, Keri is back in the toilet.

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

_______________________________

Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Just a month ago, Dani posted in our Get The Hell Out Of Debt community that she was debt-free! She had incredible success thanks to following the program and doing the work. She shares with Erin and Keri her strategies, challenges and the victories along the way. Dani took practical steps - and used a lot of sticky notes - to pay off nearly $30,000 in under 2 years!

To take control of your finances and start your own debt-free journey, sign up (for free!) for the Get The Hell Out Of Debt program here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

_______________________________

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!

Happy 5 year anniversary to the Get The Hell Out Of Debt podcast! To celebrate, Erin is answering some not-so-rapid fire questions about mortgage penalties and shared household budgets.

Keri is thinking about cake.

To send us your actual rapid fire questions, email assistant@erinskyekelly.com or leave a voice message at www.speakpipe.com/erinskyekelly

**No anniversary gifts please, but we sure would appreciate if you liked and reviewed, rated and subscribed wherever you are listening from. THANK YOU.

_______________________________

🖥Join us in the online program Get the Hell Out of Debt here: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST

🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly

📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum

🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1

📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa

📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter

Please rate and review this podcast so we can continue to deliver you a commercial-free financial literacy podcast!

_______________________________

Erin’s Favorite Canadian Insurance Company:
Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f

Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef

Erin's Favorite Online Canadian Will + Estate Company:

https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37

USE CODE to save even more: ERIN20

If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives!