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  • Never Too Late

  • Take Control of Your Retirement and Your Future
  • Written by: Gail Vaz-Oxlade
  • Narrated by: Gail Vaz-Oxlade
  • Length: 8 hrs and 1 min
  • 4.7 out of 5 stars (83 ratings)

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Never Too Late cover art

Never Too Late

Written by: Gail Vaz-Oxlade
Narrated by: Gail Vaz-Oxlade
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Publisher's Summary

We all know we should save for retirement, right? But we don't. We're just not sure where to start...or when. Experts use complicated terminology and conjure up magic numbers. Do we really need to set aside a million dollars? And if we don't have a snowball's chance in hell of saving that much, should we even bother to try? Gail's answers are no and yes - no, there is no magic number that fits everyone, and yes, you must bother! The hardest part of retirement planning is getting started, so Gail walks you through the steps to put momentum on your side - even if it's with as little as a dollar a day. It's never too late to begin, but it's never too early, either - so let Gail show you how.  

She'll help you: 

  • Figure out where you are now
  • Set goals for where you want to be
  • Chart a course from here to there
  • Select the investment style and type that's right for you
  • Adjust your plan as you go
  • Make a smooth transition into retirement - when you're ready 

No expert, Gail included, should offer a one-size-fits-all solution, which is why Never Too Late has concrete steps for developing a plan that is right for YOU. Never Too Late is about cutting through the crap, taking charge, and taking action to create the future you want. 

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio. 

©2011 Gail Vaz-Oxlade (P)2019 Audible, Inc.

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Never Too Late

I wish I would have listened to her book before I retired. I'm going to do some of her tips. It's never too late😊

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Great information

Great audiobook excellent information, I will definitely recommend it, and will listen it again and again, thank you audible for the great audiobook.

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7 people found this helpful

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Great Read

I loved listening to Gail read this book as her inflections really emphasized the important things in the book. As a 50 year old the positivity is refreshing and the urge to action is going to ensure people use the information to make their retirement better.

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7 people found this helpful

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Worthwhile for most Canadians

Anecdotally, I’d say 9/10 of the people I know need to hear here no-nonsense reality check talk. Most of us are keeping up with the jonses. Most of us are spending money on stupid stuff for no reason. Myself being one of them. Listening to this can help the majority and will thank her later.

Definitely a re-listen every so often to stay on track.

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worth it

im gonna listen again all over again very nice book
i always love gail .

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Read This!

Gail gave me hope! Saving isn't my forte, but now the future is bright. You can make little changes add up to alot. Gail can show you how and keeo the good parts of life in your budget.

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Lasting advice

This book is so easy to read especially for people who are not financially literate. I really enjoy the tools that accompany the book and the no-nonsense advice. This book is worth listening to twice.

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Repeated sections

There are some parts that are repeated, literally. Besides that, it’s good to have a book that speaks specifically to people living in Canada.

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Absolutely fantastic!

I wish I had found Gail before I hit 60! Her advice is spot on and based on good old fashion common sense. I really enjoyed hearing her narrate the book too. It feels like you are sitting across the kitchen table, enjoying a coffe with a good friend who doesn't mind tellying you how it is! Thank you Gail for your frank, easy to take-on approach, this is a must read by everyone!

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EXCELLENT

Everyone needs to read this book. Some of the legislation regarding retirement investment is so convoluted that Gail valiantly explains it. There are chapters I will refer to over and over again. Gail's TIPS are so helpful.

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4 people found this helpful