It’s been almost two years since Effie’s beloved parents got divorced, destroying the image of the happy, loving childhood she thought she had. Since then, she’s become estranged from her father and embarked on a feud with his hot (and much younger) girlfriend, Krista. And now, more earth-shattering news: They’ve sold Greenoaks, the rambling Victorian country house Effie has always called home.

Everywhere Katie Brenner looks, someone else is living the life she longs for, particularly her boss, Demeter Farlowe. Demeter is brilliant and creative, lives with her perfect family in a posh townhouse, and wears the coolest clothes. Katie’s life, meanwhile, is a daily struggle—from her dismal rental to her oddball flatmates to the tense office politics she’s trying to negotiate. No wonder Katie takes refuge in not-quite-true Instagram posts, especially as she's desperate to make her dad proud.

Sasha has had it. She cannot bring herself to respond to another inane, “urgent” email or participate in the corporate employee joyfulness program. She hasn’t seen her friends in months. Sex? Seems like a lot of effort. Even cooking dinner takes far too much planning. Sasha has hit a wall. Armed with good intentions to drink kale smoothies, try yoga, and find peace, she heads to the seaside resort she loved as a child. But it’s the off season, the hotel is in a dilapidated shambles, and she has to share the beach with the only other occupant: a grumpy guy named Finn.

Becky Bloomwood has a fabulous flat in London’s trendiest neighborhood, a troupe of glamorous socialite friends, and a closet brimming with the season’s must-haves. The only trouble is, she can’t actually afford it—not any of it. Her job writing at Successful Saving magazine not only bores her to tears, it doesn’t pay much at all. And lately Becky’s been chased by dismal letters from the bank—letters with large red sums she can’t bear to read. She tries cutting back. But none of her efforts succeeds. Her only consolation is to buy herself something . . . just a little something.

Meet Emma Corrigan, a young woman with a huge heart, an irrepressible spirit, and a few little secrets.