Late payments don’t just hurt your cash flow – they drain your time, energy, and focus. In this episode of Debt Matters from Taurus Collections, we unpack how smarter use of technology can help you stop late payment before it starts, by tightening up credit checks, automating your invoicing and reminders, and building dunning flows that actually get invoices paid.

We break down how to use modern credit-check tools to assess risk before you extend terms, and what ongoing monitoring looks like in practice so you’re not blindsided by a customer’s financial problems. From there, we look at where automation adds the most value – from generating and approving invoices, to scheduling reminders across email, SMS, and portals, to reducing manual errors that cause disputes and delays.

You’ll also hear how to design dunning flows that are firm but fair: multi-stage, multi-channel sequences that escalate in tone without damaging long-term relationships. We’ll touch on how AI and machine learning can flag at-risk invoices early, help you prioritise collections, and suggest the best timing and channels for follow-ups so you can keep cash moving without feeling like you’re constantly chasing. By the end of the episode, you’ll have a clearer, tech-enabled playbook for getting paid faster and protecting your cash flow.

#DebtMatters #TaurusCollections #LatePayment #CashFlow #CreditControl #CreditChecks #Automation #DunningFlows #AccountsReceivable #SMEBusiness #DebtRecovery #BusinessFinance

Business loans can feel daunting, but when they are structured properly they can be one of the smartest tools a business owner has for protecting cash flow and unlocking growth. In this episode, we unpack the key ideas from Taurus Collections’ guide to why business loans are financially beneficial for sustainable growth and stability.

We look at when a loan makes more sense than dipping into reserves or selling equity, how to match the right type of finance to the right purpose, and why smoothing out big costs over time can take the pressure off day to day cash flow. You will hear practical examples of using term loans for assets, revolving facilities for working capital, and project finance for one off expansions, as well as how interest and tax treatment may work in your favour when you plan ahead with your accountant.

We also connect the dots between funding, late payment, and credit control. If you are constantly firefighting overdue invoices, a well planned finance strategy can give you the breathing space to chase debt properly rather than lurching from one cash crunch to the next. By the end of the episode, you will have a clearer view of how business loans can support stability, protect relationships, and give you the confidence to say yes to the right growth opportunities rather than missing out through lack of funding.

#DebtMatters #TaurusCollections #BusinessLoans #SMEFinance #BusinessFinance #CashFlowManagement #UKBusiness #BusinessGrowth #WorkingCapital #DebtRecovery

In this episode of Debt Matters podcast, we dig into one of the most frustrating challenges for finance teams: tracing gone away debtors who have vanished after missing payments. We unpack what “gone away” really means in a B2B context, how it hits your cash flow, and why you should treat it as a data and compliance problem as much as a collections one.

We then walk through the ethical and legal guardrails you have to respect when you are trying to locate a debtor, from UK GDPR and the Data Protection Act through to staying on the right side of PECR when you are using email, phone, and digital channels. You will learn how to balance legitimate interests with debtor privacy, avoid harassment, and build an audit trail that stands up if your processes are ever challenged.

Next, we break down practical tracing methods that actually work in B2B: using Companies House and public records, engaging professional tracing agents, leveraging batch and online tracing tools, and cleaning your own data so you are not chasing ghosts. We show you how to set time and cost limits, when to stop, and how to re engage professionally once you have a new contact point, without putting your brand at risk.

Finally, we explain how Taurus Collections supports clients with compliant B2B tracing, clear reporting, and brand safe communication, so you can turn gone away debtors back into paying customers while keeping regulators and key customers onside.

#DebtMatters #TaurusCollections #DebtCollection #CreditControl #CashFlow #AccountsReceivable #B2BDebt #UKBusiness #SME #Compliance #GDPR