If you've ever felt financially behind, this episode is your reminder: you're doing better than you think. Luzy shares the 3 truths about finances she wishes she knew in her 20s and how to start building wealth as a first-gen Latina.

Episode Highlights:

00:00 – Intro: Why this episode matters Luzy shares why conversations about money matter, especially for Latinas navigating adulthood and finances.

02:04 – “I’m not good with money” mindset. Where this belief comes from and how to find evidence that you are actually good with money.

05:50 – Financial confidence starts with awareness. Showing up to your job, paying your bills, and thinking about money are all signs of financial capability.

08:32 – Truth #1: Education is not the key to wealth Why traditional education opens doors, but financial education is what keeps you in the room.

12:20 – Truth #2: Loyalty doesn’t build wealth A career warning: staying loyal to a company won’t protect your finances. Learn what you should be loyal to.

16:30 – Truth #3: No one is coming to save us The myth of financial rescue—and why your future success depends on you, not outside systems.

20:08 – The power of who you surround yourself with. We are the average of the five people around us. Are your friends holding you back or pushing you forward?

24:00 – Weekly challenge & closing thoughts Luzy shares one action step to help you reflect and take control of your financial journey.

Ready to increase your net worth by $20K or more? Private coaching is now open for first-gen wealth builders who are ready to get focused, supported, and financially healthy.

www.sayholawealth.com/hola

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