American Finance

Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners.

What Went Wrong describes exactly what went wrong with the American economy, how countries around the world have avoided these problems, and what we need to do to get back on the right track.

A real estate veteran and Wall Street Journal Real Trends Top 250 agent offers a “code to the lockbox” of the oftentimes mystifying home-buying process, providing unconventional and overlooked keys to success centered on self-awareness and vision-building for potential homebuyers.

Pessimism is ubiquitous throughout the Western world as the pressing issues of massive debt, high unemployment, and anemic economic growth divide the populace into warring political camps. Right-and left-wing ideologues talk past each other, with neither side admitting the other has any good ideas. In American Gridlock, leading economist and political theorist H. Woody Brock bridges the left/right divide, illuminating a clear path out of our economic quagmire. Brock reveals fresh ideas for tackling issues central to the 2012 US Presidential election.

Plastic surgery has become the answer for many Americans, and in American Plastic sociologist Laurie Essig explores how we arrived at this particular solution. Over the last decade there has been a 465 percent increase in cosmetic work, and we now spend over $12 billion annually on procedures like liposuction, face-lifts, tummy tucks, and boob jobs.

While factories across the Midwest shutter their doors, Cleveland-based manufacturer Lincoln Electric has thrived for more than a century. In addition to being profitable and technologically innovative, through good times and bad, the company has fulfilled its unique promise of "guaranteed continuous employment." Workers are viewed as assets—not liabilities.

Authors Jack Ryan and John Tamny make a powerful case that the purchase of a home slows wealth attainment—rendering owners immobile in ways that further restrain their wealth chances—and that the act of homeownership deprives owners of the time and ability to do what they do best, which further dampens individual economic achievement.

Crack explains why, in a de-industrializing America in which market forces ruled and entrepreneurial risk-taking was celebrated, the crack industry was a lucrative enterprise for the "Horatio Alger boys" of their place and time. These young, predominately African American entrepreneurs were profit-sharing partners in a deviant, criminal form of economic globalization. Hip Hop artists often celebrated their exploits but overwhelmingly, Americans - across racial lines - did not. Crack takes a hard look at the dark side of late 20th-century capitalism.

America’s unique prosperity is based on its creation of a middle class. In the 20th century, that middle class provided the workforce, the educated skills, and the demand that gave life to the world’s greatest consumer economy. It was innovative and dynamic; it eclipsed old imperial systems and colonial archetypes. It gave rise to a dream: that if you worked hard and followed the rules you would prosper in America, and your children would enjoy a better life than yours. Incredibly, however, for more than 30 years, government and big business in America have conspired to roll back the American dream....

Your legacy is more than your money and property. In this audiobook, you’ll discover powerful strategies to leave future generations the knowledge to build a successful life, including family stories, traditions, heirlooms, life lessons, and your own experiences. This book is the vision of a community of individuals who desire to preserve and pass on their legacy, fusing financial, legal, and legacy planning into a movement of positive cultural transformation.

The American Slave Coast tells the horrific story of how the slavery business in the United States made the reproductive labor of "breeding women" essential to the expansion of the nation. The book shows how slaves' children, and their children's children, were human savings accounts that were the basis of money and credit. This was so deeply embedded in the economy of the slave states that it could be decommissioned only by emancipation, achieved through the bloodiest war in the history of the United States.

Racism and discrimination have choked economic opportunity for African Americans at nearly every turn. At several historic moments, the trajectory of racial inequality could have been altered dramatically. Perhaps no moment was more opportune than the early days of Reconstruction, when the US government temporarily implemented a major redistribution of land from former slaveholders to the newly emancipated enslaved.

Your AI systems handle millions in transactions daily. Are they truly secure? This essential guide reveals how Latin American financial institutions are protecting their AI infrastructure against emerging threats — from quantum attacks to model manipulation. Written for decision-makers who need to understand both the threats and solutions in our rapidly evolving financial landscape. Discover proven frameworks for securing AI systems while maintaining competitive advantage in one of the world's most dynamic banking markets.

International business requires a deep level of industry insight but also a keen understanding of the cultural differences that impact how business is done. If you’re an American working in China or Japan for the first time, you may not realize the way each culture thinks and reasons is quite different from your own, which can lead to frequent misunderstandings. You may be unaware, for example, that Americans reason in a linear manner, Chinese in a lateral manner, and Japanese intuitively.

For 36 years, Patti McKelvey has sold homes, condos, apartments, townhouses, and more in San Diego. Her total, north of 6,000 units, has meant helping all those individuals and families attain the American Dream. She is legendary in the city's real estate circles, for the number of sales per year (and a shelf-full of awards as the top agent for Corky McMillin and Coldwell Banker West) and for her gift of listening - she finds out what clients want and leads them to the purchase or the sale of a home.

With the rising global demand for cotton - and thus, slaves - in the 1840s and 1850s, the need for white laborers in the American South was drastically reduced, creating a large underclass who were unemployed or underemployed. These poor whites could not compete - for jobs or living wages - with profitable slave labor. Though impoverished whites were never subjected to the daily violence and degrading humiliations of racial slavery, they did suffer tangible socioeconomic consequences as a result of living in a slave society.

For many, there is no American Dream, only a nightmare. Financial stress and debt burdens weigh heavily. The system just feels rigged. Amidst this despair, Americans are finding hope in an unlikely place. With the help of an alternative new financial system, they are finding that they can now save for the long term. While some in Washington see a technology to be feared and dismissed, Americans see Bitcoin as an opportunity. For them, Bitcoin is proving a valuable tool for financial freedom and agency.

“Genius is one percent inspiration and ninety-nine percent perspiration.” This phrase, arguably Thomas Edison’s most famous quote, has been drilled into the minds of generations of Americans. A fairly straightforward iteration of the idea that innovation, discovery, and ingenuity are the result of drive and grit above all, it has also come to represent much darker myths: that hard work always leads to success and that achievement is the product of individuals and not communities.

Businesses, investors, and consumers are grappling with the seismic daily changes technology has brought to the banking and finance industry. The Money Hackers is the story of fintech’s major players and explores how these disruptions are transforming even money itself. Whether you’ve...

“The go-to guy on minimum wage” (Nobel Laureate and New York Times bestselling author Paul Krugman) tackles one of the thorniest social issues of our times—income inequality—from a new vantage point with field-leading economics. How did the labor market stop working for so many in the...