Social Credit

It is easy to spend money when you have a credit card or a loan. But it is also easy to spend or borrow more than you can afford. How can you use credit responsibly? How can you avoid going into debt? Listen to this audiobook to understand how credit works.

A comprehensive and easy-to-understand guide to the ins and outs of retirement planning—updated to include the latest information on new terminology, guideline updates, revised laws, and more making it the key resource for creating a retirement you can live on! How much do I need to retire?...

My First Step to a Successful Credit Score for Teens and Beginners is all about mastering the basics of your personal finances and investing. With step-by-step guides for budgeting, understanding your credit score and ranking system, investing in crypto, stocks, and more, we have it all! The world of finances no longer needs to be a puzzle, and by the time you are done, you will have an understanding of the basics of boosting your credit score and improving your overall financial well-being. It also focuses on difficult matters such as debt, building a portfolio, and more!

For decades, immigrants have flocked to the United States of America, inspired by its spirit of freedom and equal opportunity. However, many fail to consider the barriers they may have to face when looking for entrepreneurial avenues. Financial Literacy for Immigrant Entrepreneurs is grounded in research, taking its roots from the state of financial literacy in immigrants of African descent in the United States. It lays out the financial system, which hurdles one might encounter, and possible resources that may aid immigrants during their quest for upward social mobility.

Lucy is over-the-moon excited when her aunt gives her a card—the plastic kind!—for her birthday. She knows just what to spend it on. But using the card isn’t as easy as Lucy thought, and she leaves the store empty-handed. Can Lucy and her best friend, Julian, figure out how to fix her financial crisis?