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Christopher Kozoriz

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"Greater the risk, greater the reward"

Overall
4 out of 5 stars
Performance
5 out of 5 stars
Story
4 out of 5 stars

Reviewed: 2018-12-25

"Greater the risk, greater the reward." (Ken Lagone, I Love Capitalism!) Written and read by billionaire Ken Langone, the cofounder of Home Depot. The title of the book made me think that it would be promoting the benefits of capitalism only. I was wrong. It read more like an autobiography and takes you through the journeys' of the author and his rags to richest story. He worked hard and was diligent in what he was doing. He always wanted to work on Wall Street and his wife had a father who worked there and got him an interview. He worked diligently and eventually, he became good at what he did...specifically raising capital for businesses. He says, "God gave me this wonderful ability to measure risk as well as a good nose for people and what businesses I want to back." He also went to school at night to get his MBA and eventually also became a teacher. His greatest opportunity came in the form of Bernie Marcus and Arthur Blank when they were fired from their jobs and wanted to start a home improvement store. Ken Lagone arranged for financing and invested capital of his own. Home Depot did well, they began to expand, some management and CEO mishaps, and the rest is history. I think the last chapters of this audio book dealt more with what I was personally looking for in reading this book: his advice on business and life. Here are some notes I took from this book that you may find helpful: • My one regret is my career kept me home more than what I would have liked. • The world belongs to risk-takers. • Capitalism works. • It can work for everyone and everybody. • I was always on the lookout for opportunities. • Math came easy to me. I was always good with numbers. • Supply and demand goes through everything in life. Early on I caught the fact that if you have a special talent or if you have something unique that provokes people to do something that you can make a profit on that a good thing. • Necessity is the mother of invention. • You treat a customer right and you never have to worry. • Greater the risk, greater the reward. • No one succeeds alone. • Never giving up and thinking creatively, instead of just reacting when the chips were down. • Success attracts attention. • In business sometimes what goes around really does come around. • Never underestimate the power of a great product. • There is nothing more important to me in life than the name I leave my kids. • You ignore the human element of business at your own peril. • The big picture depends on a lot of smaller pictures. • I've been rich and I've been poor, but rich is better. • I don't buy anything that I don't understand. • We all have different talents, we are not all equal. • Capitalism brings better lives than socialism does. • Like it or not, we are not all equal. • God gave me this wonderful ability to measure risk as well as a good nose for people and what businesses I want to back. • Capitalism works, but you got to make the effort and you have to take the lumps. • Capitalism is brutal, it is survival of the fittest. • Leave more on the table for the other guy, then he thinks he should get. • One of the most important rules in capitalism is incentive. • If there aren't any profits, then there can't be any returns. • If a guy has good ideas, let him come to work bare ass. • Complacency is the enemy. • People are always your best investment. • When capitalism works the way it should, it works for everybody. • Minimum wage, minimum talent. • I want everybody in the world to do well. • The world is a lot more fun if we are all rich, instead of just some of us. • I am a collage of other people's efforts. • The opportunities in America are the very best they've ever been. You might have to look harder for them, then in my day, but they are there. • It is essential to love the work you are doing. • What distinguishes the winners from the losers is the ability to turn adversity around. Resilience and creativity. He does swear continuously on this book and then claims to be spiritual at the same time, which seemed like an oxymoron, but he is real and I found him genuine. He also admits that he is not self-made and gives credit to those who impacted his life and the sales associates at Home Depot. Entertaining stories and humour throughout this audio book that kept me engaged (have to be tolerant of all the swear words through. Common' Ken, we learned not to swear at 4 years old!).

Author is not Clayton Mathile the billionaire and previous owner of Iams

Overall
4 out of 5 stars
Performance
5 out of 5 stars
Story
3 out of 5 stars

Reviewed: 2018-11-24

I bought this audiobook thinking it was by billionaire and founder of Iams. When I did a search in Amazon of books by Clayton Mathile, this book popped up. I have read 2 books by Clayton Mathile, which are “Dream No Little Dreams” and “Run Your Business, Don’t Let It Run You”.

However, this was a short 45min audiobook and it was actually pretty good. Nothing new that I haven’t heard before personally, but gives solid time management principles. I wouldn’t say it is a good program for goal setting, but more for time management and the day to day things like scheduling, blocking out time for your priorities. He does skim the surface on goal setting, but not much detail. If you really want a good program on goal setting, I encourage one to get the program by Steven K. Scott called “Master Strategies of Super Achievers”.

Not a bad book, but I sure wish, they would have put some details about the author in the description when I bought it. No big loss, good refresh of some good time management principles.

Love what you do

Overall
5 out of 5 stars
Performance
5 out of 5 stars
Story
4 out of 5 stars

Reviewed: 2018-10-07

"The most important element to building wealth is to love what you are doing." (Donald J. Trump, How to Build a Fortune) I'll be honest, I only listened to the first CD of this program. The reason for this is because the first CD has a live interview with Donald Trump on the topic of How to Build a Fortune. The rest of the CD and CDs are with experts that Trump University has selected for their programs. This program also includes two workbooks titled How to Build a Fortune and Get An Attitude: Positive Persistence. The following are some notes I took from listening to Trump interview on this program: • Money should never be the central focus, I think that happiness should be the central focus. • Money doesn't buy happiness, but it makes life a lot easier. • The most important element to building wealth is to love what you are doing. • Unless you are really happy, you'll never be really successful. • The most important thing is love what you do. • The second most important thing is never, ever give up. Never quit. Never ever stop. • If you love what you are doing, it is much easier not to stop because you love it, you just do it. • Debt is a beautiful thing in good times, it is a terrible thing in bad times. • You have to know how to manage it (debt). • You see the same people on your way up, as you see on your way down. • You always have to be prepared for the tough times. • Focus on the bad times because the good times take care of themselves. • You have to see where the world is going in terms of current events, not only in business sense, but in a political sense, and even in a social sense, in order to be a great investor. • You have to know exactly where you are at a given certain time (in respect to income & expenses). • The smartest and the best people are those people who can predict markets. • Location is always important (real estate investing). • The time to buy is when things are bad; the time to sell is when things are good. • The interest rate and the value of the dollar (real estate investing). • The best way to minimize your risk is to know what you are doing. • If you have knowledge, if you know what you are doing, you can really minimize your risk. • Having knowledge is the key ingredient to being successful and to making money. • Put yourself in the shoes of the person you are negotiating with and really get a good understanding of the person in those shoes, you get a good understanding of what you can do and what you can't do and what you can get away with. • You have to put yourself in the shoes of the person you are negotiating with i.e. are they desperate to sell, do they have a lot of money, do they need they money, do they need this deal, don't they need this deal. • Put yourself in the other person's position. • Start from an extraordinary low number (negotiating and making an offer). • Throw the figure out and it should be so incredibly low that it sets their sights lower (negotiating and making an offer). • Show a great track record even in the smaller deals. • If you don't say it maybe no one else will (negotiating and making an offer). • To do the bigger deals you have to borrow money. • Every once in a while you have to fish or cut the bait; you have to be able to leave something (Putting the three-legged horse out to pasture). • Never give up in the big picture, never give up in the small picture, but every once in a while, you have to take a detour. • "I never ever lost a game, but on occasion I'd run out of time." ~ Vince Lombardi • The theme of your life should be that you don't quit and you certainly don't quit easily. • The great successes are those who were able to take problems and make assets out of them. • The sailing is not always smooth (business). • If you are not going to be a staunch problem solver, perhaps you should be working for someone else or doing something else. And you are probably not very entrepreneurial. • Problems are assets in disguise in many cases. • If you have a problem, you solve that problem. If you don't like solving problems, perhaps, you shouldn't be doing what we are teaching at Trump university. • If you don't love it, you are not going to be very good at it. • If you can feel that momentum leaving, there is nothing wrong with getting out. Stopping while your ahead. • Learning about risk is very important. • It is action and action alone that transforms knowledge into results. #audible

Highly Recommend

Overall
5 out of 5 stars
Performance
4 out of 5 stars
Story
4 out of 5 stars

Reviewed: 2018-09-13

"Rule No. 1: Do what you said you would do, when you said you would do it, the way you said you would do it." (Larry Winget, The Politically Incorrect Success System) Written and narrated by the man they call The Pit Bull of Personal Development, Larry Winget. You will not hear flowery statements from him. He tells it like it is. The first thing you will learn is your life is your own fault. If you want your life to change, you have to change. It is no one's fault but your own...Not the governments fault, not your bosses fault, not your parents fault, not the schools fault. It's your fault. You must take personal responsibly for your business, your career, your relationships, your development, your money... He gives you his take on all these mentioned in a straight forward manner. Be prepared though, you are going to hear the truth and may not like it, but he does it for your benefit. #Audible1

Highly Recommend

Overall
5 out of 5 stars

Reviewed: 2018-09-13

"You can't succeed by yourself." (Jim Rohn, Take Charge of Your Life) Excellent program on personal development. Covers all areas of life, but focuses on what it takes to become a great leader. As Jim Rohn says, "Let other people lead small lives, but not you." This program will challenge you to become greater. He says to become greater, you must tap into the gifts that have been given to you and then those gifts will make room for you.#Audible1

Moderate recommendation

Overall
3 out of 5 stars
Performance
3 out of 5 stars
Story
3 out of 5 stars

Reviewed: 2018-09-13

"The purpose of your business is to give you and your loved ones the life you dream about living. It's not about money, it's not about success. It's about living the lifestyle that will give you the most time to invest in those people God has deposited in your life. They are the real treasures, you should cherish and nourish." (John Cummuta, The Wealth Machine) This book is about building, marketing a debt free small business. It has the A to Z's of business and includes much on selling and marketing. There are some good tips in respect to marketing that enlightened me and I believe will work to turn suspects into prospects, prospects in to customers, customers into clients and clients into advocates.#Audible1

Don't waste your time and money

Overall
2 out of 5 stars
Performance
2 out of 5 stars
Story
2 out of 5 stars

Reviewed: 2018-09-13

"Remember, ask and you will receive. Ask for more and you will receive more both in offers and in pay." (Gary S. Goodman, How to Get Paid Far More Than You Are Worth) Gary S. Goodman was a university professor who learned to leverage his teaching skills to do seminars, workshops and other things. That is what you are going to learn here. He shares his own experiences on how he did this and how he broke the box of a tenured university professor and launched out to start his own businesses teaching what he was teaching in university and then creating newer more attractive courses that made him to become a multi-millionaire. His target audience for this course should be university professors and not to the masses. This was a 4 hour course, so a great deal of my time was invested and in my personal opinion, I don't think it was worth my time. I will take what little nuggets that I did write down, which was only about a page worth. Normally, for this type of program, I would have pages and pages. This shows to me that this program did not provide much value to me and I would recommend others use their time on another program. Unless, you are a college or university professor who wants to launch out into consulting, doing seminars, workshops, writing books, doing audio programs, etc. then skip this program and you will not lose anything.#Audible1

"The only way to get ahead is to fail early..."

Overall
5 out of 5 stars
Performance
4 out of 5 stars
Story
4 out of 5 stars

Reviewed: 2018-09-13

"The only way to get ahead is to fail early, fail often and fail forward." (John C. Maxwell, Failing Forward) If you want a different take on failure, then you definitely should read this book. If you are not failing, then you probably are not achieving much. You need to try something harder. Most of the greatest achievers that have ever lived were once the greatest failures and the author gives many examples of these superachievers. As Henry Ford says, "Failure is simply the opportunity to begin again, this time more intelligently." Fail forward, not backward. The author will show you the steps :) #Audible1

"Profits are better than wages." (Jim Rohn)

Overall
5 out of 5 stars
Performance
4 out of 5 stars
Story
5 out of 5 stars

Reviewed: 2018-09-13

This program was over 11 hours long and worth every minute of it. It covers everything from personal development, career, business, communications, etc. Jim Rohn has a very down to earth style of communication. I like that he also refers to the Bible many times for his illustrations. He always says that He is an amateur on the Bible, but I don't think he was. I think he studied it and was a student of the Bible and many of his ideas and philosophies are based on the Bible. I took pages and pages of notes from this program, so cannot delve too much into them. I particular liked an exercise on this program on goal setting. He takes you through writing down 50 goals and then having you break them down into 10 year, 5 year, 3 year and 1 year goals and then prioritizing them down to which ones are the 4 most important and then other exercises to hone your goal setting skills. Wealth of information well worth the cost and time.

A healthy dose of confrontation

Overall
4 out of 5 stars
Performance
4 out of 5 stars
Story
4 out of 5 stars

Reviewed: 2018-09-13

"The truth doesn't care if you like it or not, it is the truth." (Larry Winget, Grow a Pair) Have you ever wanted a friend to just tell you like it is and stop pussy footing around. To tell you the truth. Then this book will be like water for your thirsty soul. The author does not mince words, but shares his opinion on various topics. If you don't want to be confronted with the truth, then stay away from this book because you will be held accountable for the way your life is. You created it, everything you have is the result of how you have spent your time and the decisions you have made. The author's number one rule is: "Take responsibility". Even if you have had bad things happen to you, then you are responsible for how you will respond to those bad things.#Audible1

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