Showing titles in Banks & Banking

Blockchain is the technology behind bitcoin and other crypto-currencies. According to Santander, it could save financial institutions $15-20bn a year from 2022 onward. Most experts see an unprecedented potential, but many banks, payment processors and credit card companies fret that bitcoin entrepreneurs could cast a pall over their core business. Whatever the position of blockchain, many voices are shouting from different angles, creating a cacophony of confusion including tech-evangelists, anarcho-libertarians and industry experts.

FedNow is a real-time payment service being developed by the US Federal Reserve to enable faster, more efficient, and secure payments. This audiobook provides an in-depth look at FedNow, covering its features, implementation and rollout, impact on financial institutions, businesses, and consumers, regulatory landscape and compliance, security and privacy considerations, and future outlook.

The concept of borrowing against a properly structured life insurance policy as your own bank may sound complicated, but it can be a potent tool for creating liquid wealth. This is because of the power of compounding interest, which is a mathematical force that allows money to grow exponentially over time. By taking out a loan against your life insurance policy and investing the funds elsewhere, you can create more wealth than if you had saved up and paid cash for everything in your life.

Most American adults easily recognize the following description of the 2008 financial crisis. Unregulated Wall Street firms (so-called shadow banks) made too many risky bets with derivatives, causing the housing bubble to burst. The contagious run through the financial system was only stopped by bailouts from the federal government and major regulatory changes

In seinem Buch beschreibt Finanzexperte Bernd Reintgen die wichtigsten Geldanlagen und vermittelt das Wissen, wie Sie sich wirklich ein Vermögen aufbauen und erhalten. Wer für sein Alter vorsorgen will und sein Geld für sich arbeiten lassen möchte, hat mit diesem Finanzratgeber das richtige Werkzeug in den Händen. Die meisten Menschen stecken ihr Geld jahrelang in Sparbücher, Festgeld- oder Tagesgeldkonten, Bausparverträge oder festverzinsliche Wertpapiere – und glauben, dass sie dadurch langfristig Vermögen aufbauen. Doch Sparen allein reicht längst nicht mehr, um Wohlstand zu erreichen.

As Millennials get older, we are finding that we don't know as much about our credit and how to properly use it as we should. Many self proclaimed gurus tell you to pay cash for everything and to never use credit cards.

Centrale banken zoals de Fed in de V.S. of de Europese Centrale Bank (ECB) zijn sinds de kredietcrisis van 2007-2008 niet weg te slaan van de voorpagina’s van de kranten. Zij hebben in 2008 de wereldeconomie van een diepe depressie gered en zijn tot op de dag van vandaag de instellingen die de economieën en financiële markten overeind houden. Kortom, ze zijn zeer belangrijk. Ze zijn echter ook black boxes: heel weinig mensen weten wat die instellingen doen, waarom ze doen wat ze doen en hóe ze doen wat ze doen.

"Was also ist Reichtum? Wie entsteht er und wie verteilt er sich?" Andrew Carnegie (1835 – 1919), der seinerzeit einer der drei reichsten Amerikaner war, schrieb einen der ersten Ratgeber für wirtschaftlichen Erfolg: "The Empire of Business". In diesem Bestseller erklärt er, wie man es nach oben schaffen kann – und begründete damit das Genre der "How-to"-Literatur. Als armes Einwandererkind aus Schottland war er geradezu Sinnbild für den Mythos des "From rags to riches": Vom Tellerwäscher zum Millionär.

An in-depth look at the banking sector's rising scrutiny of precious metals investments and the implications for investors looking to safeguard their savings. Written with a mix of expert insights and real-life experiences, this audiobook provides an overview of how banks are monitoring transactions and what options are available if needed. With clear advice on conducting due diligence before investing, listeners will learn to navigate potential risks while taking advantage of rewards that come with securing financial security through real assets.

Delinquent takes listeners on a journey from Capital One’s headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella—formerly an industry insider who helped set credit policy at Capital One—reveals the underhanded and often predatory ways that banks induce American borrowers into debt they can’t pay back.

In a time of such economic uncertainty, it has never been more important to take control of your money. For over 40 years, Money Box has been arming you with the most up-to-date knowledge, giving you the confidence to take on the financial world. From understanding credit cards and buying your first flat to investing, relationships and finance, and will writing, Paul Lewis' Money Box gives you the tools to balance your budget, grow your bank balance and live a better financial life.

A course covering financial words and phrases in Mandarin Chinese, using spaced repetition to ensure that phrases learned are committed to long-term memory. A review of core Mandarin words and phrases is also included. Financial topics covered include roles, investment skills, balance sheet items, profit and loss statements, cashflow statements, balance sheet items, investor events, large numbers, economic factors, financial markets terms, stock trading, and more. This is an ideal way to round out your knowledge of Mandarin Chinese if you work in a financial or investment field.

Ein Hörbuch für alle, die Ausbeutern, Absahnern und Niedermachern den Kampf ansagen wollen! Egal, ob es sich dabei um schlechte Beratungen von Geldinstituten und Kanzleien handelt, Behandlungsfehler in Krankenhäusern oder Willkür von Ämtern. Autor Hans Georg Möntmann schildert in seinem Ratgeber "Bonzen, Banken und Behörden" entsprechende Fälle, erläutert Möglichkeiten gegen diese Ungerechtigkeiten vorzugehen und führt Anlaufstellen zur Unterstützung auf.

Mache Dich gefasst auf eine erstaunliche Reise. Spannend wie ein Krimi, werfen wir einen völlig neuen Blickwinkel auf die Finanzwelt. Unser destruktives Geldsystem provoziert Finanzkrisen und macht die meisten Menschen sukzessive ärmer, kränker und unzufriedener. Genau dieses Hamsterrad führt paradoxerweise zu immer mehr Wirtschaftswachstum. Wo liegen die Ursachen dieser Tretmühle und wie kann man ausbrechen? Im ersten Teil dieses Hörbuchs erfährst Du alles über die Konstruktionsfehler des Geldsystems.

Objective: Develop an understanding of the bank’s money laundering, terrorist financing (ML/TF), and other illicit financial activity risk profile. Based on the bank’s risk profile, develop a risk-focused examination scope, and document the Bank Secrecy Act/anti-money laundering (BSA/AML) examination plan. Examiners assess the adequacy of the bank’s Bank Secrecy Act/anti-money laundering (BSA/AML) compliance program, relative to its risk profile, and the bank’s compliance with BSA regulatory requirements.

Als ein Whistleblower dem Rechercheteam der Süddeutschen Zeitung Tausende Kontodaten der Credit Suisse zuspielt, stoßen die Enthüllungsjournalisten Hannes Munzinger, Frederik Obermaier und Bastian Obermayer auf Diktatoren, Geheimdienstchefs, Könige, Kardinäle und ganz normale Superreiche. Sie alle deponierten Geld in der Schweiz, darunter Geld, das der Allgemeinheit gehört. Manche hatten es in ihren Ländern geraubt, andere wollten dafür keine Steuern zahlen.

Of Small Towns, Big Dreams and Greater Achievements Growing up in the sleepy towns of Bhilai and Bokaro, Arundhati Bhattacharya never imagined that one day she would go on to chair India's largest bank. It was sheer chance that she came to know of the bank probationary officers' entrance...

We all heard so much about the global financial crisis in 2008 - it was in the news every day for many months. Some countries, like Greece and Portugal, were nearly bankrupted, and we heard a lot about Americans losing their homes. Do you wonder why that happened? Do you ever wonder why none of the greedy bankers and stockbrokers are in jail? In this audiobook, Wayne Armitstead describes the history that set us up for the financial crisis, who some of the players were, and what they did or didn’t do that made the crisis much worse than it needed to be.

Discover how to transform from a traditional to a digitally driven organization based on DBS Bank, which has been recognized by Harvard as one of the top 10 digital transformations of the last decade and as the world's best bank by the most prestigious banking awards. World’s Best Bank provides you with a strategic guide to leveraging digitalization and create better experiences for your customers. It’s based on unique and exclusive interviews of DBS C-suite conducted in person by the author.

Today, most of our money is created, not by governments, but by banks when they make loans. This audiobook takes the listener step by step through the sausage factory of modern money creation, explores improvements made possible by advances in digital technology, and proposes upgrades that could transform our outmoded 19th-century system into one that is democratic, sustainable, and serves the needs of the 21st century.