Thirteen-year-old Andi Carter wants to surprise her mother with the perfect birthday gift. But keeping her plans to earn money a secret from her family is easier said than done. It takes time, but at last, one of Andi's ideas is working out...until the day she witnesses a back-alley crime that places a beloved citizen at the scene. 

A divided town and the suspect's vengeful younger brother put pressure on Andi to admit she made a mistake. When her horse, Taffy, disappears, Andi must reexamine her conscience and make a decision: Is the price of telling the truth worth losing Taffy forever?