Are you building someone else’s dream at the cost of your own freedom? In this eye-opening episode of Prosper in the Kingdom, hosts Jon Cleaver and Wendy Lee uncover the financial and spiritual traps hidden in the traditional W-2 job model—and how to break free God’s way.

If you’ve ever felt stuck in the cycle of working hard, paying bills, and wondering if there’s more to life, this conversation is for you. Jon and Wendy share their own journey out of the “cubicle farm” and into Kingdom-purpose entrepreneurship, providing practical steps and biblical insight for building real, sustainable wealth.

• Why W-2 income is the most taxed and least leveraged form of income
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• How the Cashflow Quadrant reveals the difference between job security and financial freedom
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• The hidden cost of lifestyle creep and false security in salaried positions
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• The power of duplication through systems, people, and passive income streams
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• Why network marketing and low-barrier business models can be wise, biblical vehicles for wealth
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• How to launch a side hustle without quitting your day job
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• The role of faith, stewardship, and calling in true prosperity
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• Deuteronomy 8:18 – “God gives you the power to get wealth…”
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• Hosea 4:6 – “My people are destroyed for lack of knowledge.”
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• Matthew 25:14–30 – The Parable of the Talents: God rewards multiplication, not comfort
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If you’re only earning through your own effort and time, you’re not building freedom—you’re selling your time two weeks at a time. God created you for more than survival. He calls you to be a wise steward, to multiply what He’s given you, and to live in freedom that allows you to bless others.

• Keep your job—for now. But treat your side hustle like your freedom plan.
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• Find mentors. Seek those who’ve succeeded in faith-driven business.
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• Leverage systems. Don’t reinvent the wheel—plug into one that works.
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• Invest the surplus. Don’t eat the seed—sow it for growth.
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• Stay anchored in faith. Wealth is a tool for stewardship, not status.
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• 3M Wealth Academy – Learn a proven system to multiply money with purpose
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• Free Financial Plan – Visit SafeMoneyRoadmap.com
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• Money Split System – Watch our free YouTube video to learn how to manage income
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• Want help choosing a side hustle? Message us for our personally vetted opportunities
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“The real fear isn’t failure—it’s responsibility. But that responsibility unlocks something far more powerful than money: freedom.”

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