Core theme: The power of one choice can reverberate through generations.

1) Making Ripples

• 4 a.m., early flight, tired and irritable.
• Kevin judges a woman based on her appearance.
• She quietly pays for his items anyway.
• Lesson: small kindness can create massive impact.
• The ripple effect multiplies every time the story is shared.

2) Who are your heroes?

• We default to celebrities… but they rarely change our personal lives.
• Real heroes are often people close to us:
• parents, mentors, teachers, neighbors, friends
• Eight-year-old girl calls her dad her hero:
• he picked her up, cleaned her scraped knee, cared for her
• Big idea: heroism is usually ordinary faithfulness.

3) Principle-based Capitalism

• A defense of capitalism rooted in:
• honesty, integrity, hard work, frugality, giving back
• Critique: “profit first no matter what” is a distortion of true capitalism.
• DFY grew faster when the focus shifted:
• from tracking numbers → to tracking people’s progress
• from transactions → to leaving people better off
• Principle-driven companies outlast founders; profit-only organizations crumble.

4) The Power of One Property

• One rental purchase impacts many:
• mortgage team, agents, title, property manager, tenant, seller, you
• And you can benefit most over time through:
• cash flow, appreciation, tax benefits, principal paydown
• Compounding concept:
• one can lead to two, two can lead to four, etc.

5) Proof Through Repetition

• Eric buys first property: January 2012
• Adds multiple properties that same year
• By 2019: nine properties
• Outcome: retired, traveling, living life on his terms while DFY handled the heavy lifting

6) Micro-Win Challenge to End The Book

• Don’t overcomplicate the first step:
• 10-minute workout
• 5 minutes with your kids
• write one sentence
• drink one extra glass of water
• say a 30-second prayer
• gather loose change and deposit it
• Final reminder: you are one decision away.

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