Kelly Eckhold: Westpac Chief Economist on the number of fixed-rate loans coming up for renewal
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Kelly Eckhold: Westpac Chief Economist on the number of fixed-rate loans coming up for renewal
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Many Kiwis re-fixed their mortgage last year and will be re-fixing their mortgage again this year too.
Four in five borrowers have re-fixed in the past year – a 13-year high.
And more than two-thirds of fixed rate loans are due to come up for renewal this year.
Westpac Chief Economist Kelly Eckhold told Mike Hosking most people have been opting for one-year or 18-month terms, instead of longer periods.
He says those terms have the best interest rates and would have allowed people to benefit from any further OCR cuts.
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