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The Latte Factor

Why You Don't Have to Be Rich to Live Rich
Narrateur(s): Mizuo Peck, David Bach
Durée: 3 h et 59 min
4.5 out of 5 stars (73 évaluations)

CDN$ 14,95 par mois; les 30 premiers jours sont gratuits. Annulable en tout temps.

Description

Instant New York Times, USA Today, Wall Street Journal, and international best seller

Discover number-one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone - from millennials to Baby Boomers - can still make his or her dreams come true.

In this compelling, heartwarming parable, Bach and his best-selling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a 20-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’ suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop. 

Henry soon reveals his “Three Secrets to Financial Freedom”, ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers she already earns enough to secure her financial future and realize her truest dreams - all she has to do is make a few easy shifts in her everyday routine. 

The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, number-one New York Times best-selling author of Money: Master the Game). 

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2019 David Bach and John David Mann (P)2019 Simon & Schuster

Ce que les auditeurs disent de The Latte Factor

Moyenne des évaluations de clients
Au global
  • 4.5 out of 5 stars
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  • 4.5 out of 5 stars
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Évaluations – Cliquez sur les onglets pour changer la source des évaluations.

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  • Au global
    2 out of 5 stars
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    3 out of 5 stars

book for beginners

I'd you have trouble with debts, budgets, savings it is a good book for you. easy to understand with the story he took

2 les gens ont trouvé cela utile

  • Au global
    2 out of 5 stars
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    3 out of 5 stars
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    1 out of 5 stars

American take on Canadian The Wealthy Barber

This has three lessons pay yourself first, make it automatic and live with no regrets. Concepts have been told before in the book called The Wealthy Barber only this story is wealthy coffee shop owner. Just get the other book as it offers more.

2 les gens ont trouvé cela utile

  • Au global
    1 out of 5 stars
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not recommend

some of the content for finance is really good however the delivery and fake accents are so boring and hard to listen to.

1 personne a trouvé cela utile

  • Au global
    5 out of 5 stars
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    5 out of 5 stars
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    5 out of 5 stars

Best Audio I have ever listened to on Finances

I have read many books on Finance and this is one of the best books I have read in years. It reminds me of the Wealthy Barber in that it is told in a story format. The difference though is very profound is that David talks about his Latte Factor and what it can do for you and how much it can make an impact. I have been looking at my many Latte Factors for the last 4-5 months and I have cut my Latte Factor by about $2,000 a month of just wasteful spending. So for me what this means is my loan will be paid in full by the end of August, which is over a year and 3 months earlier. Also means that I will be able to put over $300 a month starting September. I am currently putting $150 a month, which is $5 a day away each month. I have been putting at least $5 a day for over 5 years now.

1 personne a trouvé cela utile

  • Au global
    2 out of 5 stars
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    2 out of 5 stars
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    2 out of 5 stars

unrealistic and boring story

this book is a never ending fictional story. the author tries to develop these characters but its just too painful to listen too. I bought this book to learn something and it could have been summarized in a few bullet points.

  • Au global
    2 out of 5 stars
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    4 out of 5 stars
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Very Basic Intro to Personal Finance

If you've already read the Wealthy Barber, JL Collins work, or any other fundamental books on personal finance, feel free to skip right past this one. If you want a very light, fictional narrative to introduce someone young to very basic concepts of personal finance, this is a good jumping off point for them (think teens, early twenties, haven't heard about saving for retirement before, haven't been introduced to compound interest or exponential growth). If you're already putting money into a 401k or RRSP / TFSA, you're already steps ahead of this book and can move on to something else in your life. Interestingly, the book argues that its quite reasonable to expect 10%+ annual returns, which is much more optimistic than the 7% to 8% I typically see referenced by other professionals in the field.

  • Au global
    5 out of 5 stars
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A great story about money

I’ve loved the way this books talks about money within an interesting narrative, instead of being a course about money. I think this can reach a lot of people who need to hear this message of conscious spending, and starting the sooner, the better.

Thank you Mr. Bach for this work.

  • Au global
    5 out of 5 stars
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Great story! Keeps you listening.

At no point was I bored of listening to this story. it kept me entertained wanting to find out what happens. I recommened this to everyone right now to listen to! I listened to this on a long flight and it was great. Thanks a lot

  • Au global
    5 out of 5 stars
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Relatable

i love the book. I dont normally like story type of books to learn about money but this one was perfectly written. Very relatable, easy to follow and to understand and also enjoyable. I wish I read this when it first came out and started applying the principles. I am 33 right now and I still have time as per his other books but imagine how much I have in the bank if I started a while back. This book not only talk about money but also about to really reflect on what is important to you and why more money in your income does not really mean finding happiness, contentment, and success. This book is truly an inspiration. It inspired me to live my life the way I wanted and to live my full life now.

  • Au global
    5 out of 5 stars
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awesome

This is the best book on personal finance/growth I have ever listened to over the years.

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  • Au global
    4 out of 5 stars
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  • Andy Medders
  • 2019-05-09

The book told me that I should return it

After reading this, I think my subscription to Audible is my latte and I should probably cancel it! All in all, this is a very short read and priced higher than necessary. Thankfully, I purchased it on sale. The story is super relative to anyone who earns a paycheck and the characters are semi-realistic. I appreciate the narrative for this type of life lesson and will most likely read more Bach books thanks to the interview at the end of the book.

6 les gens ont trouvé cela utile

  • Au global
    2 out of 5 stars
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  • Kindle Customer
  • 2019-05-14

Wow, and not in a good way. (Audible version)

I try to be careful picking books, and I almost never return a book. I think this is the second in 5 years that I've returned. I just couldn't keep listening. It was boring ,so very, very boring. I listen to books on my commute, and this was entirely too soporific. The combination of the narrator's monotone and the lackluster parable about an educated young professional woman who needs a smart older man to explain everything to her was terrible. I increased the speed because that often helps, but not in this case. I have read David Bach in the past, and have recommended a couple of his books to friends and family, but this one I'm sorry to say is not one I would recommend to anyone.

4 les gens ont trouvé cela utile

  • Au global
    2 out of 5 stars
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    4 out of 5 stars
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  • Ken
  • 2019-05-23

Long millennial targeted story

Skip to end of book for summary.... otherwise its a long uneventful ride. The charts are interesting

3 les gens ont trouvé cela utile

  • Au global
    5 out of 5 stars
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  • Joyce
  • 2019-05-07

I love this book!

This book takes my favorite chapter in The Automatic Millionaire and delivers sound financial principals in an easy to read, easy to listen to story. You don’t have to give up coffee. It’s a metaphor. Small changes in the way you spend your money can give you financial freedom. The earlier you start the greater the benefit of time and compounding interest. Financial freedom is not being taught as public school curriculum so as you learn teach your children.

7 les gens ont trouvé cela utile

  • Au global
    5 out of 5 stars
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  • Keenya Kell
  • 2019-07-26

What an amazing book

I’m almost 40 and always thought I wouldn’t know what to do with my money because I wasn’t taught about it growing up. This book reminded me to take control over my life today and stop complaining what didn’t happen

2 les gens ont trouvé cela utile

  • Au global
    3 out of 5 stars
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    3 out of 5 stars
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  • Brynn Puzey
  • 2019-07-31

It's Good, but not Mind Blowing

Good book, but not great book. I could tell you the entire story and the top lessons in about 10 minutes & you would be good to go. Good for someone who is very uneducated about money or who has no idea about anything to do with finances. Wouldn't necessarily recommend.

1 personne a trouvé cela utile

  • Au global
    3 out of 5 stars
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  • Jeff Swanson
  • 2019-06-20

luke warm

Basics for investing, a little too much fan fair. great for taking the first step for any investor.

1 personne a trouvé cela utile

  • Au global
    4 out of 5 stars
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    3 out of 5 stars
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  • Richard
  • 2019-06-18

Good advice, slow reading

Speed up to 1.5X otherwise this audiobook is boring. It’s a little bit sad because the content is actually good.

1 personne a trouvé cela utile

  • Au global
    2 out of 5 stars
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    1 out of 5 stars
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    2 out of 5 stars
  • Monique
  • 2019-06-07

I want to like this book...

Acting is terrible I can't get through the first chapter. I May read paperback instead.

1 personne a trouvé cela utile

  • Au global
    5 out of 5 stars
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    2 out of 5 stars
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    5 out of 5 stars
  • Robert Franer
  • 2019-05-29

As a financial advisor...

As a financial advisor I recommend you buy this for every young person (early college to about 40ish) you care about. It doesn’t have everything they need...but it has the building blocks everyone needs.

If I didn’t need to consume the book before I start handing it out to clients’ kids the narrator would have turned me off in the first 5 mins.

1 personne a trouvé cela utile