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The Latte Factor

Why You Don't Have to Be Rich to Live Rich
Narrateur(s): Mizuo Peck, David Bach
Durée: 3 h et 59 min
4.5 out of 5 stars (25 évaluations)

CDN$ 14,95 par mois; les 30 premiers jours sont gratuits. Annulable en tout temps.

Description

Discover number-one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone - from millennials to Baby Boomers - can still make his or her dreams come true.

In this compelling, heartwarming parable, Bach and his best-selling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a 20-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’ suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop. 

Henry soon reveals his “Three Secrets to Financial Freedom”, ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers she already earns enough to secure her financial future and realize her truest dreams - all she has to do is make a few easy shifts in her everyday routine. 

The Latte Factor demystifies the secrets to achieving financial freedom, inspiring listeners to realize it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, number-one New York Times best-selling author of Money: Master the Game). 

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2019 David Bach and John David Mann (P)2019 Simon & Schuster

Ce que les membres d'Audible en pensent

Moyenne des évaluations de clients

Au global

  • 4.5 out of 5 stars
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Trier :
  • Au global
    2 out of 5 stars
  • Performance
    2 out of 5 stars
  • Histoire
    3 out of 5 stars

book for beginners

I'd you have trouble with debts, budgets, savings it is a good book for you. easy to understand with the story he took

1 personnes sur 1 ont trouvé cette évaluation pertinente

  • Au global
    2 out of 5 stars
  • Performance
    3 out of 5 stars
  • Histoire
    1 out of 5 stars

American take on Canadian The Wealthy Barber

This has three lessons pay yourself first, make it automatic and live with no regrets. Concepts have been told before in the book called The Wealthy Barber only this story is wealthy coffee shop owner. Just get the other book as it offers more.

1 personnes sur 1 ont trouvé cette évaluation pertinente

  • Au global
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Histoire
    5 out of 5 stars

Best Audio I have ever listened to on Finances

I have read many books on Finance and this is one of the best books I have read in years. It reminds me of the Wealthy Barber in that it is told in a story format. The difference though is very profound is that David talks about his Latte Factor and what it can do for you and how much it can make an impact. I have been looking at my many Latte Factors for the last 4-5 months and I have cut my Latte Factor by about $2,000 a month of just wasteful spending. So for me what this means is my loan will be paid in full by the end of August, which is over a year and 3 months earlier. Also means that I will be able to put over $300 a month starting September. I am currently putting $150 a month, which is $5 a day away each month. I have been putting at least $5 a day for over 5 years now.

1 personnes sur 1 ont trouvé cette évaluation pertinente

  • Au global
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Histoire
    5 out of 5 stars

Enjoyable

It was a great listen, I am implementing strategies now, I have also just purchased The Automatic Millionaire...I highly recommend this listen, we can all do this.

Trier :
  • Au global
    5 out of 5 stars
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  • J Turner
  • 2019-05-07

I love this book!

This book takes my favorite chapter in The Automatic Millionaire and delivers sound financial principals in an easy to read, easy to listen to story. You don’t have to give up coffee. It’s a metaphor. Small changes in the way you spend your money can give you financial freedom. The earlier you start the greater the benefit of time and compounding interest. Financial freedom is not being taught as public school curriculum so as you learn teach your children.

7 personnes sur 7 ont trouvé cette évaluation pertinente

  • Au global
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Histoire
    5 out of 5 stars
  • KennieJ
  • 2019-05-08

You are Richer Than You Think

The Latte Factor is an amazingly thoughtful new book from one of my favorite financial authors (David Bach). The book is actually a very short novel and it only takes a couple of hours to read it. David Bach's books changed my life and I know that you will gain some knowledge from the book to help you on your life journey.
You are richer than you think! @AuthorDavidBach's new book #TheLatteFactor

4 personnes sur 4 ont trouvé cette évaluation pertinente

  • Au global
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Histoire
    5 out of 5 stars
  • Thomas Bonesteel
  • 2019-05-07

Get for Everyone

This book is great get this book for everyone you know. If your have kids in High school or in College or out they need to read this great book.

3 personnes sur 3 ont trouvé cette évaluation pertinente

  • Au global
    4 out of 5 stars
  • Performance
    5 out of 5 stars
  • Histoire
    4 out of 5 stars
  • Andy Medders
  • 2019-05-09

The book told me that I should return it

After reading this, I think my subscription to Audible is my latte and I should probably cancel it! All in all, this is a very short read and priced higher than necessary. Thankfully, I purchased it on sale. The story is super relative to anyone who earns a paycheck and the characters are semi-realistic. I appreciate the narrative for this type of life lesson and will most likely read more Bach books thanks to the interview at the end of the book.

2 personnes sur 2 ont trouvé cette évaluation pertinente

  • Au global
    2 out of 5 stars
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    4 out of 5 stars
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    2 out of 5 stars
  • Ken
  • 2019-05-23

Long millennial targeted story

Skip to end of book for summary.... otherwise its a long uneventful ride. The charts are interesting

1 personnes sur 1 ont trouvé cette évaluation pertinente

  • Au global
    2 out of 5 stars
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    2 out of 5 stars
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    2 out of 5 stars
  • Whirled Peas
  • 2019-05-14

Wow, and not in a good way. (Audible version)

I try to be careful picking books, and I almost never return a book. I think this is the second in 5 years that I've returned. I just couldn't keep listening. It was boring ,so very, very boring. I listen to books on my commute, and this was entirely too soporific. The combination of the narrator's monotone and the lackluster parable about an educated young professional woman who needs a smart older man to explain everything to her was terrible. I increased the speed because that often helps, but not in this case. I have read David Bach in the past, and have recommended a couple of his books to friends and family, but this one I'm sorry to say is not one I would recommend to anyone.

1 personnes sur 1 ont trouvé cette évaluation pertinente

  • Au global
    5 out of 5 stars
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    5 out of 5 stars
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    5 out of 5 stars
  • L. Stubbs
  • 2019-06-24

Quick but informative read!

Do yourself a favor and listen to this short but informative book! This book confirmed that I can grow wealth at any income level by simply changing my spending habits! Don’t been fooled by the length because the message is POWERFUL!!! Thanks David Bach for reaching out to those of us whom may think that wealth is out of our reach!

  • Au global
    3 out of 5 stars
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    3 out of 5 stars
  • Jeff Swanson
  • 2019-06-20

luke warm

Basics for investing, a little too much fan fair. great for taking the first step for any investor.

  • Au global
    5 out of 5 stars
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    5 out of 5 stars
  • Sutton
  • 2019-06-20

Easy & Informative Listen

Great listen that provides some insightful financial information wrapped up in a lovely little story.

  • Au global
    5 out of 5 stars
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  • JT
  • 2019-06-20

Loved it!

Such easy and enjoyable listening that I couldn't wait to get into my car to hear the rest of the story. Very well written with a great message!