Welcome to Episode 3 of the MBX Podcast: Conversations That Bridge Mortgages, Wealth, and Well-Being.

In this episode, host Mike Baltazar reveals mortgage solutions most people don’t even know exist — programs designed to unlock freedom, flexibility, and financial well-being.

Too often, borrowers believe they’re stuck: seniors still making payments in retirement, self-employed borrowers denied because tax returns don’t fit the box, families putting off homeownership because of down payment challenges, or homeowners afraid to lose their low-rate mortgage.

But there’s good news. MBX has access to over 150 lenders and specialized programs that change these stories:

• Reverse Mortgages: Enjoy retirement without monthly mortgage payments — and access the equity you’ve already earned.

• Bank Statement & 1099 Loans: Perfect for self-employed and gig workers whose income doesn’t fit traditional boxes.

• Home Equity Loans & HELOCs: Tap into your equity without sacrificing your low-rate first mortgage.

• Down Payment Assistance: Get into your first home sooner with programs that help cover upfront costs.

• Other Niche Programs: From credit-challenge solutions to investor-friendly products, MBX brings options others don’t.

This isn’t about debt — it’s about tools. The right mortgage structure can create freedom, flexibility, and opportunity.

Subscribe for more episodes where we dive deeper into these solutions, share real stories, and bring on experts to help you make confident financial decisions.