✅ 1. A More Balanced Market Means Better Options for Buyers

Experts predict the 2026 housing market will shift toward a more balanced dynamic between buyers and sellers — thanks to easing mortgage rates, rising incomes, and increasing inventory after recent tight conditions. This means buyers may have more choices and less pressure in negotiations than in previous years.

📌 Why this matters for buyers: More listings and slower price growth give buyers time to find the right home without the frenzy.

📌 Why this matters for sellers: Balanced markets still allow sellers to get solid prices without aggressive bidding wars.

✅ 2. Mortgage Rates Are Expected to Stay Lower (or Improve)

Experts forecast mortgage rates to trend down slightly into the low-6% range in 2026 — lower than some of the higher rates seen in 2024-2025.

📌 For buyers: Lower rates can mean better monthly payment options and increased purchasing power.

📌 For sellers: More qualified buyers will be in the market when rates are favorable.

✅ 3. Sales Activity Could Pick Up — More Moves Happen

National forecasts show existing-home sales could increase significantly in 2026, with some industry reports predicting double-digit improvements compared to recent years.

📌 Buyers: More sales means more activity — including motivated sellers.

📌 Sellers: A rise in demand can help sellers close transactions faster, especially if homes are priced right and marketed well.

✅ 4. Home Prices Still Rising Modestly

While home price growth isn’t expected to skyrocket, moderate increases (around a few percent in many markets) provide equity-building opportunities for sellers and reassure buyers that their investment retains value.

📌 Buyers: Stable price growth helps protect your long-term investment.

📌 Sellers: You may benefit from equity gained even in a more normalized market.

✅ 5. Top Markets & Migration Trends Create Opportunities

Certain cities and regions (like Jacksonville and other fast-growing metro areas) are forecast to outperform the average market — with strong demand and job growth attracting both buyers and investors.

📌 Buyers: Hot markets mean strong lifestyle and job opportunities.

📌 Sellers: Listing in an in-demand area means you can maximize interest and competitive offers.

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God Bless!

Brian Stephens

Realtor, eXp Realty

www.realtorsoffaith.com