Dr. Rachel Gainsbrugh didn’t escape burnout, she built her way out of it.

Born in Haiti and raised in Miami, she earned her doctorate in pharmacy, but with it came over $500,000 in student loan debt and years of 80-hour workweeks. It wasn’t until she discovered short-term rentals that everything changed.

Rachel turned two luxury short-term rentals into a portfolio that replaced her full-time income, retired her husband at 46, and allowed her to step away from pharmacy at 41. Her method? Focus on fewer properties, higher profits, and smart systems that create freedom instead of more work.

Now, through her company Short Term Gems, Rachel is helping thousands of professionals especially women in healthcare to build financial independence through luxury within reach real estate investing. Her story is proof that you don’t need a hundred properties to change your life, you need strategy, confidence, and the courage to start.

In this episode, we cover:

• How Rachel replaced her six-figure W2 income with just two properties
• The tax advantages of short-term rentals (and how to offset W2 income legally)
• How to find profitable rental markets using Rachel’s “CROW” method
• The mindset shift from scarcity to strategic abundance
• Why luxury isn’t about price, it’s about experience and impact
• How to use AI and automation to scale your portfolio with ease

🎁 Free Gift from Rachel:
Get her Top 75 Cities for Short-Term Rental Profitability at 75Gems.com

Connect with Rachel Gainsbrugh
Website: shorttermgems.com
Speaking: shorttermgems.com/speaking
Facebook: facebook.com/shorttermgems
Instagram: @drrachelgainsbrugh
LinkedIn: Dr. Rachel Gainsbrugh
TikTok: @luxury_str_doctor
YouTube: The Luxury STR Doctor Show
Podcast: Short Term Gems Podcast

Upcoming Event:
Join Rachel’s in-person event The Beginner’s Blueprint this October — a live experience for professionals ready to start their own profitable short-term rental business.
👉 shorttermgems.com/the-beginners-blueprint

Ready to Build Your Own Real Estate Wealth Strategy?

Real estate is one of the most powerful ways to build wealth and create freedom — but it starts with knowing your numbers.

Use Tamar’s free calculator and comprehensive workbook to find your financial freedom number and design your personalized wealth strategy.

📘 GetYourEnoughNumber.com

Connect with Tamar Hermes

Instagram: @tamarhermes
LinkedIn: Tamar Hermes
Email: tamar@womengrowingwealth.com