Jeff Acheson often speaks about retirement planning as an “elegantly integrated ecosystem,” of which life income is a key part.

But what, specifically, is it and how can it help members of the American Retirement Association and its affiliate organizations?

Acheson, CEO of Advanced Strategies Group and ARA Immediate Past-President, joins the Executive Interview to answer these questions, and more, about the Association Life Income Plan.

But we begin with an intriguing discussion about the damaging effects of cholesterol, and another one to worry about—tax cholesterol.

What is it, and how can it negatively affect a person’s retirement health?

One of the key challenges plan fiduciaries may encounter is terminating a retirement plan because of a merger or acquisition. What happens in this situation, why is it such a common issue, and how can advisors help?

Pete Welsh, Managing Director of Retirement and Wealth at Inspira Financial, joins American Retirement Association Chief Content Officer John Sullivan to answer these questions and more.

Sponsored by: Inspira Financial Trust, LLC

*Inspira Financial Trust, LLC and its affiliates perform the duties of a directed custodian and/or an administrator of consumer directed benefits and, as such, do not provide due diligence to third parties on prospective investments, platforms, sponsors, or service providers, and do not offer or sell investments or provide investment, tax, or legal advice.

Matt Stubblefield from Allianz Life Insurance Company of North America and Tina Wilson from Empower joins John Sullivan for this episode of the Executive Interview.

Matt shares Allianz's latest research insights into participant attitudes and preferences surrounding this vital aspect of retirement planning. Tina provides firsthand experiences from implementing guaranteed lifetime income offerings on the Empower platform.

Together, they discuss the future adoption and evolution of guaranteed lifetime income within retirement plans.

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The Allianz Center for the Future of Retirement produces insights and research as part of Allianz Life Insurance Company of North America (Allianz).

Research Cited: The State of Lifetime Income: Participant Survey, conducted by the Allianz Center for the Future of Retirement in November 2024 with a nationally representative sample of 2,488 respondents aged 18+ who are currently contributing to an employer-sponsored retirement plan.

U.S. Bureau of Labor Statistics January 2022

Fixed index annuities are designed to meet long-term needs for retirement income. They provide guarantees against the loss of principal and credited interest, tax-deferred accumulation potential, and the reassurance of a death benefit for beneficiaries.

This content is for general educational purposes only. It is not intended to provide fiduciary, tax, or legal advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Allianz Life Insurance Company of North America, its affiliated companies, and their representatives and employees do not give fiduciary, tax, or legal advice. Allianz does not provide financial planning services.

Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company.

Allianz Life Insurance Company of North America is not affiliated with Empower

Allianz Life Insurance Company of North America is not affiliated with NAPA

Allianz Life Insurance Company of North America (Allianz), 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 800.542.5724 www.allianzlife.com

For institutional use only - not intended for use with the public.