Annuity vs ARF: What's Best for a €1 Million Pension Pot in Ireland?
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Annuity vs ARF: What's Best for a €1 Million Pension Pot in Ireland?
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À propos de cet audio
If you're retiring in Ireland with around €1 million in pension savings, one of the biggest questions you'll face is whether to take income from an ARF (Approved Retirement Fund) or to buy an annuity.
In this episode, I break down both options in plain English — what they mean, how they work under Irish tax rules, and which might suit your lifestyle and risk appetite.
Key Points:
What's an ARF?
What's an Annuity?
Typical Income from a €1m Pension
Taxation
Pros and Cons
I hope it helps
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