Glen speaks with Karen Houghton, Co-Founder/CEO of Infinite Giving, about how to narrow the financial services gap facing nonprofit entities. Also- the latest on the Credit Card Competition Act and proposed 10% rate cap, and a new forum for tackling the real-time issues facing credit unions.

Links related to this episode:

• Infinite Giving: https://www.infinitegiving.com/
• Karen's book "Funding Your Mission": https://www.barnesandnoble.com/w/funding-your-mission-karen-houghton/1148818789 (Chapter 1 is available for free download at Infinite Giving's website)
• Financial Health Network CEO Jennifer Tescher's analysis of the proposed 10% credit card interest rate cap: https://www.linkedin.com/feed/update/urn:li:activity:7416861629826482176/
• NerdWallet's take on the Credit Card Competition Act: https://www.nerdwallet.com/credit-cards/learn/what-to-expect-if-the-credit-card-competition-act-passes
• Last week's episode, featuring more detail on both CU Unplugged and the proposed 10% credit card rate cap: https://www.big-fintech.com/unplugged-unscripted-unfiltered/

Check out CU Unplugged, an unscripted, participant-powered gathering designed to foster unfiltered conversation on the topics participants deem most critical. Open to all credit union leaders, but the group will be kept intentionally small for maximum impact. Join us March 30 – April 2 at Visa's Market Support Center in San Francisco: Visit https://www.cu-unplugged.com/ to learn more and register.

Join us for our next CU Town Hall- Wednesday February 18 at 3pm ET/Noon PT- a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required: https://www.cutownhall.com/

Follow us on LinkedIn:
https://www.linkedin.com/company/best-innovation-group/ https://www.linkedin.com/in/jbfintech/
https://www.linkedin.com/in/glensarvady/

John and Glen connect with Defense Credit Union Council CEO Tony Hernandez to discuss CU Unplugged, the interactive credit union "un-conference" debuting in late March in San Francisco. Also, Glen surveys the chaos and mixed messaging stemming from the proposed 10% cap on credit card interest.

Links related to this episode:

• CU Unplugged, March 30 – April 2 at Visa's Market Support Center in San Francisco: https://www.cu-unplugged.com/
• The Defense Credit Union Council: https://www.dcuc.org/
• Last week's 2026 Predictions episode: https://www.big-fintech.com/2026-do-markets-still-hate-uncertainty/
• Financial Health Network CEO Jennifer Tescher's analysis of the proposed 10% credit card interest rate cap: https://www.linkedin.com/feed/update/urn:li:activity:7416861629826482176/
• Marketplace's coverage of the cap's likely impact, including an interview with Bankrate: https://www.marketplace.org/story/2026/01/12/trumps-credit-cap-would-dramatically-cut-lending
• Bilt's announcement of a credit card complying with the proposed cap: https://apnews.com/article/bilt-credit-card-interest-rate-cap-trump-1ffb0ffca260445858443beb3ac08eb2

Join us for our first CU Town Hall of 2026- Wednesday January 21 at 3pm ET/Noon PT- a live and lively interactive conversation tackling the major issues facing credit unions today. This session will tackle 2026 predictions in interactive form, covering additional ground including breaking news .The Town Hall is free to attend, but advance registration is required: https://www.cutownhall.com/

Follow us on LinkedIn:
https://www.linkedin.com/company/best-innovation-group/ https://www.linkedin.com/in/jbfintech/
https://www.linkedin.com/in/glensarvady/

The BIGCast Gang ventures into the highly turbulent waters of 2026 fintech and credit union predictions- assessing the bright and dark sides of AI, vibe coding, the outlook for mergers, interest rates and of course, Bitcoin. Glen throws in a Rob Reiner/Stephen King reference for good measure.

Links related to this episode:

• John Janclaes/The CEO Corner: https://theceocorner.com/
• Anne Legg/Thrive Strategic Services: https://www.anneleggthrive.com/
• Lou Grilli via LinkedIn: https://www.linkedin.com/in/lougrilli/
• Money 20/20's "Who the F Knows?" predictions: https://www.money2020.com/content/predictions
• Plaid's 2026 Predictions: https://plaid.com/events/fintech-predictions-2026-watch-now/
• December's episode grading our 2025 predictions and marking off the BIGGo cards: https://www.big-fintech.com/calling-bingo-in-a-crazy-year/

Join us for our first CU Town Hall of 2026- Wednesday January 21 at 3pm ET/Noon PT- a live and lively interactive conversation tackling the major issues facing credit unions today. This session will tackle 2026 predictions in interactive form, covering additional ground including breaking news since this podcast was recorded. The Town Hall is free to attend, but advance registration is required: https://www.cutownhall.com/

Follow us on LinkedIn:
https://www.linkedin.com/company/best-innovation-group/ https://www.linkedin.com/in/jbfintech/
https://www.linkedin.com/in/glensarvady/