📊 Bay Area Luxury Real Estate Market Update — November 2025

Is the Bay Area luxury housing market setting up for a stronger-than-expected start to 2026? Join Spencer Hsu, a top 0.5% real estate agent in the U.S., as he breaks down the latest November MLS data across San Francisco, Atherton, Los Altos, Los Altos Hills, Saratoga, Santa Clara County, and San Mateo County.

With inventory dipping into holiday lows, mortgage rates holding steady, and high-net-worth buyers quietly returning, this month reveals some of the most important trends we’ve seen all year. 🏡

🏘️ In this video, we analyze:

📈 End-of-Year Trends: Why November is showing more strength than expected — and what that means for early 2026.

🏠 Market-by-Market Breakdown: Which luxury markets are cooling, which are heating up again, and where competition remains intense.

💰 Price & Inventory Shifts: How November’s listings, pendings, and closings compare to last year — and whether we’ve established a new price floor.

🏦 Rates & Buyer Psychology: How stable ~6% mortgage rates and improving economic data are unlocking buyer confidence.

🔑 Key Takeaways:

✅ Median home prices remain above 2024 levels in most luxury markets, despite holiday slowdowns.

✅ San Mateo and Santa Clara Counties continue to outperform the region in price strength and buyer demand.

✅ Inventory is tightening sharply — giving buyers rare leverage before January activity surges.

✅ Serious sellers listing in December are securing strong results due to low competition and motivated year-end buyers.

💡 Pro Tips for Buyers & Sellers:

🏠 Buyers: Use the quieter holiday period to negotiate credits, rate buydowns, and better terms while competition is low.

📆 Sellers: Don’t automatically wait for spring — December buyers are highly qualified and ready to write offers.

📊 Investors: Watch for neighborhoods with flat month-over-month pricing — these are strong positioning opportunities heading into 2026.

📞 Ready to Make a Move?

Contact Spencer Hsu for a personalized Zoom strategy call to plan your next steps in the Bay Area luxury market.

📅 Book your call: https://calendly.com/spencerhsure

📞 Call / Text: (408) 547-4590

📧 Email: spencer@spencerhsu.com

🌐 Website: www.homesbyspencerhsu.com

💥 Follow for More Market Insights

→ Instagram: @spencerhsure

→ LinkedIn: Spencer Hsu

#BayAreaRealEstate #HousingMarket2025 #BayAreaHousing #SanFranciscoHomes #SantaClaraRealEstate #SanMateoHomes #RealEstateTrends #MortgageRates #MarketUpdate #SiliconValleyRealEstate

Looking for new construction in San Jose with incredible hillside views, modern energy-efficient design, and unbeatable Silicon Valley access?

Platinum View by KB Home on Communication Hill is one of the last chances to own a brand-new single-family home in San Jose — and it’s finally open.

🌄 What You’ll Love About Platinum View:

✅ Detached single-family homes with private yards

✅ Panoramic hillside + valley views from one of San Jose’s most scenic neighborhoods

✅ Spacious 4-bedroom layouts with decks, open-concept living, and flex spaces

✅ ENERGY STAR® certified construction, solar included, dual-zone HVAC

✅ Community parks, walking paths, and access to the iconic Grand Staircase

✅ Minutes from Santana Row, Downtown San Jose, and major tech campuses

📍 Location: Communication Hill, San Jose, CA

💰 Starting in around $2M | VIP early access now available

👀 Featured Floor Plans:

• Plan 2276: 4BD | 3.5BA | Guest suite + dual decks

• Plan 2558: 4BD | 3.5BA | Multi-gen guest suite + bright open living

• Plan 2629: 4BD | 3.5BA | Flex room + expansive dining and outdoor deck

• Plan 2715: 4BD | 3.5BA | Largest layout with front patio + great room deck

💵 VIP Incentive:

Join the KB Home VIP list and get $10,000 in closing cost credits with KBHS.

📞 Want to tour Platinum View? Text “HILL” to (408) 547-4590 to schedule a private showing or get details about upcoming releases and incentives.

💬 Thinking about buying new construction in San Jose or the South Bay? Let’s connect!

📱 Call / Text: (408) 547-4590

📩 Email: spencer@spencerhsu.com

✨ Don’t forget to subscribe for weekly Bay Area home tours, real estate insights, and new construction updates!

Listing courtesy of KB Home

#BayAreaRealEstate #SanJoseHomes #KBHome #CommunicationHill #NewConstructionSanJose #SiliconValleyRealEstate #PlatinumView #SouthBayRealEstate #NewHomesSanJose

📊 Bay Area Real Estate Market Update — November 2025

It’s a tale of two economies in the Bay Area. While the stock market hits record highs and mortgage rates dip to their lowest point since early 2024, ongoing tech layoffs are creating uncertainty for entry-level buyers and younger professionals.

In this month’s report, Spencer Hsu, a top 0.5% real estate agent in the U.S., breaks down how these conflicting trends are shaping the local housing market — from shifting affordability to renewed demand in the mid-tier segments.

In this video, we analyze:

📈 The Split Economy: How record stock performance boosts high-income buyers, while layoffs and inflation pressures keep first-time buyers cautious.

🏘️ County Highlights: Why Santa Clara and San Mateo continue to drive price resilience, while Alameda and Contra Costa show more buyer sensitivity.

💰 Price & Inventory Insights: How November’s listings, closings, and price trends compare to 2024 — and where we’re seeing opportunity for entry-level buyers.

🏦 Rates & Buyer Confidence: With 30-year fixed rates hovering near 6.1%, we look at how refinancing talk and buydowns are impacting buyer psychology.

💼 Tech & Employment: How ongoing Bay Area layoffs are affecting demand, and why some micro-markets are still outperforming despite job volatility.

💹 Stock Market Wealth Effect: What record highs in NVIDIA, Apple, and Meta mean for homebuyer activity and confidence across Silicon Valley.

🔑 Key Takeaways:

✅ Despite layoffs, home prices remain higher than 2024, with demand strongest in move-in-ready and entry-level listings.

✅ High-end listings are sitting longer, while well-priced homes under $1.5M are still moving quickly.

✅ Stock wealth and lower rates are driving renewed confidence among tech professionals returning to the market.

✅ Sellers who list before the holidays still hold leverage in low-inventory neighborhoods.

💡 Pro Tips for Buyers & Sellers:

🏠 Buyers: Use this period of softer competition to secure better terms or rate buydowns.

📆 Sellers: Don’t wait for spring — motivated buyers are already shopping before year-end.

📊 Investors: Look for price stabilization zones and high-rental-demand suburbs heading into 2026.

📞 Ready to Make a Move?

Contact Spencer Hsu for a personalized Zoom strategy call to plan your next steps in the Bay Area real estate market.

📅 Book your call: https://calendly.com/spencerhsure

📞 Call / Text: (408) 547-4590

📧 Email: spencer@spencerhsu.com

🌐 Website: www.homesbyspencerhsu.com

💥 Follow for More Market Insights

→ Instagram: @spencerhsure

→ LinkedIn: Spencer Hsu

#BayAreaRealEstate #HousingMarket2025 #BayAreaHousing #SiliconValleyRealEstate #SanFranciscoHomes #SantaClaraRealEstate #SanMateoHomes #TechLayoffs #StockMarket #Nvidia #AIRevolution #MortgageRates #BayAreaEconomy #MarketUpdate #RealEstateTrends