In this episode, we dive deep into the biggest market moments of 2025 and unpack what investors should be watching as we move into 2026. It was a year marked by shifting economic conditions, standout sector performances, and a rapidly changing global landscape.

Hosted by Mitchell Kelsey, this episode welcomes back returning guest Adam Bolton, Director and Financial Adviser at Bolton Financial Services. Together, Mitchell and Adam delve into the dynamics of emerging markets, sector performances, commodities, inflation, and economic updates, while also looking ahead to 2026 and discussing investment strategies and the importance of diversification.

Key discussion points from this episode include:

• The US market significantly influenced global market sentiment despite concerns about valuations.
• Emerging markets showed strong performance amidst geopolitical risks.
• Technology sector, particularly the Magnificent Seven, dominated market performance.
• Commodities, especially gold and silver, saw significant price increases due to demand and economic uncertainty.
• Inflation trends in Australia and the US raise concerns about future interest rate policies.
• Investors should prepare for potential headwinds in 2026, including national debt and inflation.
• Diversification across asset classes is crucial for long-term investment success.
• Recency bias can lead to poor investment decisions. Historical performance does not guarantee future results.
• Long-term investing remains the best strategy for navigating market volatility.

This episode offers a clear recap of 2025’s defining market trends and an outlook for 2026, giving listeners a practical framework to navigate the year ahead.

To learn more about how Runway Wealth Management can assist you on your Expat journey, be sure to check out our website here: https://www.runwaywealth.com/

General Advice Disclaimer: The information contained herein is of a general nature only and does not constitute personal advice. You should not act on any recommendation without considering your personal needs, circumstances, and objectives. We recommend you obtain professional financial advice specific to your circumstances.

Welcome to the December edition of The Runway Report Newsletter, our monthly market and economic update prepared specifically for Australian expats. Each month, we provide informed commentary on the latest developments in financial markets, economic trends, and policy changes that may impact Australians living and investing abroad.

In this month’s edition, we discuss:

📊 A Note from the Director – The latest episode of Behind the Advice is now live, where we recap the major market events of 2025 and discuss what investors may expect as we head into 2026.

🌏 Expat Insight – Australia’s Banking regulator, APRA, introduces new lending rules starting 1 February 2026. We explain how this may affect Australian Expats.

💹 Market Movements – It has been an exceptionally strong year for share markets through calendar year 2025 to date. We take a look at the leaders.

🏦 Economic Update – In November, the US government shutdown finally came to an end after lawmakers in Washington reached a deal to reopen federal operations.

The Runway Report Newsletter is designed to keep Australian expats informed about the latest financial developments and support sound decision-making in a global context.

🔔 Subscribe to our channel for regular updates and professional insights tailored to the needs of Australian expatriates.

To learn more about how Runway Wealth Management can assist you on your Expat journey, be sure to check out our website here: https://www.runwaywealth.com/

General Advice Disclaimer: The information contained herein is of a general nature only and does not constitute personal advice. You should not act on any recommendation without considering your personal needs, circumstances, and objectives. We recommend you obtain professional financial advice specific to your circumstances.

In this episode of Behind the Advice Australia, we unpack managing your tax and finances as an Australian Expat in Canada.

Whether you're planning a move to Canada, already settled there, or preparing to return home to Australia, this episode aims to help you navigate the complexities of cross-border finances with confidence.

We’re joined by Jonathan Bell, a CPA and Chartered Accountant at Phillip & Company LLP in Ontario, who specialises in supporting individuals and businesses through the complexities of cross-border tax. With a substantial cohort of Australian clients, Jonathan offers practical insights drawn directly from real expat experiences.

In this episode, we break down:

Key differences between the Canadian and Australian tax systems, including federal vs. provincial taxes and mismatched tax year timelines.

How tax residency is determined with a chat on qualifying as a Canadian tax resident and the Australia-Canada tax treaty.

Managing Australian-based assets from Canada, including taxation of rental income, shares, ETFs, and the complexities of selling property while abroad.

How Canada treats Australian superannuation, including how withdrawals are taxed in Canada.

Cross-border tax and financial planning strategies with a dive into RRSPs and TFSAs, contribution rules, tax treatment, and how they fit into an expat’s broader financial plan.

Returning home to Australia with a discussion on what you need to know about deemed dispositions, the 60-month rule, and avoiding unexpected exit taxes.

If you're an Australian expat in Canada, this episode is packed with insights to help you make informed financial decisions at every stage of your journey.

To learn more about how Runway Wealth Management can assist you on your Expat journey, be sure to check out our website here:

https://www.runwaywealth.com/

If you’re planning a move to Canada or are already settled there, be sure to connect with Jonathan at Phillip & Company LLP for your cross-border tax needs:

Email: jmbell@phillipca.com

Website: https://www.phillipca.com/

General Advice Disclaimer

The information contained herein is of a general nature only and does not constitute personal advice. You should not act on any recommendation without considering your personal needs, circumstances, and objectives. We recommend you obtain professional financial advice specific to your circumstances.