Welcome back to the Top Contractor School Podcast, where contractors come to grow stronger, scale smarter, and lead businesses that last.

In this episode, Eric Guy sits down with Tim Klimchock, CPA, CCIFP, and founder of Collaborative Advisory Group, to break down what financial capacity really means—and how contractors can use data, discipline, and better systems to fuel sustainable growth. With over two decades serving the construction industry, Tim brings a wealth of real-world experience helping companies scale from small family operations to industry leaders.

🔥 Inside this episode:

✅ What "financial capacity" really means beyond labor and equipment

✅ How to shorten your operating cycle and improve cash flow

✅ The key metrics every contractor should track monthly and quarterly

✅ The most important financial signals that show you're ready to scale

✅ What to expect from your CPA, CFO, or fractional financial advisor

✅ How to build a strong advisory team—including accountants, attorneys & bond agents

✅ Why communication between estimating, project management, and operations is critical

✅ How to use gain/fade analysis to find lessons, not blame

✅ The most underleveraged opportunity in construction finance: timely change orders

✅ Rapid-fire insights: cash vs. backlog, debt vs. equity, and how to celebrate wins without losing discipline

If you're serious about leading your company with clarity and control—and want to make smarter financial decisions that set you up for long-term success—this episode will give you the roadmap to get there.

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