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Business 101 Podcast | Finance and Growth Mastery

Business 101 Podcast | Finance and Growth Mastery

Auteur(s): Ayo' Oye (MBA ACA)| Mgt. Consultant with experience at McKinsey Deloitte & PwC
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À propos de cet audio

Ayo' Oye, Mgt Consultant & Chartered Accountant with experience at McKinsey, Deloitte & PwC, and a Duke MBA treats you to brutally honest conversations with C-suite executives & founders & uncovers the "how" behind their successes & failures to provide actionable wisdom for entrepreneurs, rising professionals & business enthusiasts. Ayo's goal is to build the world's largest black-founded business improvement community of young people maximizing earnings, optimizing investments & building smart, sustainable businesses through direct exposure to tested toolkits from experienced business leadersAyo' Oye (MBA, ACA)| Mgt. Consultant with experience at McKinsey, Deloitte & PwC Économie
Épisodes
  • The Dangerous Trap of Lifestyle Inflation
    Mar 12 2026

    What would you do if money stopped being a problem tomorrow? Not a vacation. Not endless movies.

    What would you actually dedicate your life to? What do you want your life to be known for? Think about it for a second.

    In this episode, I challenge a dangerous cycle most ambitious people fall into: every time income increases, lifestyle increases with it. Bigger house. Newer car. Nicer things. And slowly, without realizing it, we trade away more of the one asset that actually matters - our time.

    Drawing from nearly a decade in consulting and conversations with executives from some of the world’s largest companies, I share a powerful realization: the most successful people don’t just run businesses strategically - they run their lives the same way.

    This episode explores:

    - Why higher income doesn’t necessarily mean more freedom

    - The hidden truth about what your employer is really paying for

    - Why most people never achieve financial freedom

    - How to start thinking about buying back your time


    What you must never forget is this:

    Financial freedom isn’t the goal.

    Time ownership is.


    If you want to build a life where you work because you want to, not because you have to, this conversation is for you.

    Subscribe for the next episode where we break down practical ways to start buying back your time.

    Chapters

    00:00 The Pursuit of Passion Beyond Money

    04:01 Intentional Living and Financial Freedom

    07:04 Understanding Time and Value in Work

    09:56 The Illusion of Control Over Time

    12:27 Building a Life of Intentionality

    ---------------------------------------------------

    Connect with Ayo on LinkedIn: https://www.linkedin.com/in/ioyegbade

    Stream the podcast on Spotify: https://open.spotify.com/show/2slCYeTCsSW1usBQeXdUJp?si=7152f76cce464b5

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    19 min
  • SMART goals are RUINING your life!
    Mar 5 2026

    Why do most people never achieve anything truly extraordinary?

    Because they only set goals they already know how to achieve.

    In this video, I challenged one of the most popular ideas in productivity: SMART goals. Instead, I argue that everyone should have at least one goal so big that their honest answer to “How will you do it?” is “I have no idea.”

    Why? Because unrealistic goals force personal evolution.

    Using examples like Elon Musk building reusable rockets at SpaceX and Aliko Dangote building the world’s largest single-train refinery, this conversation explores how seemingly impossible ambitions can transform the person pursuing them.

    The episode also breaks down the psychological principle of the Self-fulfilling prophecy and the Pygmalion effect, explaining how expectations - both from others and from ourselves - shape behavior and ultimately determine outcomes.

    💡 In this episode, you’ll learn:

    - Why “achievable goals” can limit your growth

    - The psychology behind self-fulfilling prophecies

    - How ambitious goals force personal transformation

    - Why the world’s biggest builders think differently

    -How to design goals that stretch your identity

    If you want to build something real - in business or in life - it starts with thinking bigger than your current capabilities.

    This is a polarizing topic and I'm curious to hear what you think, do you agree with me? leave your thoughts in the comments!!!

    Chapters

    00:00: SMART goals are harming you

    01:30: Why you should set unrealistic goals

    02:22: The goal that made Elon Musk

    04:20: How Aliko Dangote did the impossible

    06:35: Unrealistic goals change who you are

    08:33: How to intentionally engineer a self-fulfilling prophecy

    13:05:

    Why successful people run their lives like businesses and why you should too


    -------------------------------------------------------------------

    Connect with Ayo on LinkedIn: https://www.linkedin.com/in/ioyegbadeStream the podcast on Spotify: https://open.spotify.com/show/2slCYeTCsSW1usBQeXdUJp?si=7152f76cce464b5Checkout my other videos: https://linktree.com/business101pod

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    16 min
  • Move from IDEA to EXECUTION with Jose Berlanga
    Feb 24 2026

    What does it really take to build a multimillion-dollar business — not once, but four times — across completely different industries?

    In this episode of the Business 101 Podcast, we sit down with Jose Berlanga, a serial entrepreneur who has mastered the art of reinvention.

    Jose’s story doesn’t begin in a boardroom — it begins in a hospital. After surviving a catastrophic accident at age four, he spent much of his childhood fighting to recover. That early adversity shaped the grit and resilience that would later define his entrepreneurial career.

    Over the years, Jose has built and scaled multiple successful ventures — from importing petrochemical machinery to launching Italian coffee bars, developing residential communities, and leading a thriving construction and land development firm. Today, he serves as CEO of a company revitalizing urban Houston through strategic land development.

    He is also the author of "The Business of Building", a practical guide on rebuilding wealth after a disaster; and "Dirt Rich", which explores the overlooked power of land investing and community transformation.

    In this conversation, we break down:

    - How to reinvent yourself across industries

    - Navigating economic downturns and market crashes

    - Negotiating thousands of deals without losing discipline

    - The mindset required to scale beyond your first success

    - Why land may be one of the most misunderstood wealth builders


    If you’re serious about entrepreneurship, resilience, and long-term wealth creation, watch this episode!

    #Business101Podcast #Entrepreneurship #RealEstateInvesting #WealthBuilding #Leadership

    Find Dirt Rich here: https://www.amazon.com/Dirt-Rich-Jose-M-Berlanga-ebook/dp/B0FRNHY6PC

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    56 min
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