Page de couverture de Chocolate and Student Loans Part 1

Chocolate and Student Loans Part 1

Chocolate and Student Loans Part 1

Écouter gratuitement

Voir les détails du balado

À propos de cet audio

 Student loan debt in America has reached $1.73 trillion and it may cost you a home! In today’s episode, Kate delves into student loans from the perspective of a prospective, current, or former student. Be sure to look for next week's episode where she covers student loans from the perspective of a parent.  Did you know that your state could be one of the biggest factors in whether or not you leave school with excessive student loan debt? Today you’ll learn about different resources to find student loan counseling, free calculators, and tactics you can use to pay off your debt faster. Be sure to listen to the end to learn about a newer variety of chocolate! You can learn more about this podcast by going to www.budgetingforbacon.com. Join Kate next time as she explores Chocolate and Student Loans – Part 2 (Parent Skills).  KEY TOPICS:Location, Location, LocationDo different states have different student loan debts?Which states have the highest or lowest student loan indebtedness?Why is there a difference between different states?What school has the highest cost of an undergraduate degree?Where to find a free calculator for student loans?Where to find student loan counselors if you are going to be a student vs used to be a student? Choosing A DegreeGetting a degree to match your future employment needsCollege courses that don’t match your majorWhy you should do distance learning courses15 jobs that pay more than $50,000 without a degree at allDegrees that just aren’t worth the paper they are written on Say Goodbye To Masters DegreesWhy are master’s degrees dead?When should master’s degrees and PhDs be attempted?Where can you find out what education you actually need for certain jobs? Finding a balance with choosing a degree based on pay (i.e. a degree you can actually pay back)Can you get student loans discharged in a bankruptcy? Is it hard?When you hate the industry that your degree is in. What to do next. Doing The Math/Paying It Off (and a new chocolate variety you’ll want to try)Increasing your income and decreasing your expenses to create a surplus (even a small one)Debt Snowball vs Debt Avalanche: Which one is better?How to calculate your Debt-to-Income Ratio (DTI)?What is a Debt-to-Income Ratio (DTI) used for?What is the highest DTI you can have and still get a mortgage?How to end up with more student loan debt than what you originally borrowed.Should you refinance your student loans? Why shouldn’t you?Why you shouldn’t count on Public Service Loan ForgivenessHow to get a 0.25% APR discount on your student loansWhy you should still pay student loans while in school. The 50/30/20 rule for windfallsEmployee benefits! How to take advantage of employment to pay for your education. Don’t forget to Follow to stay up to date on the latest episodes. Resources are below. ABOUT KATE:Kate is passionate about all things personal finance and the many ways in which money intersects with quality of life. She’s also a pet-lover and travel writer who reveres the written word. Kate provides coaching and mentoring to veterans and active-duty families to help get their budgets back on track.   CONTACTS FOR KATE:(Website): https://www.budgetingforbacon.com(Facebook): https://www.facebook.com/TheKateDelamare/(Twitter): https://twitter.com/KateDelamare(Email): kate@budgetingforbacon.com FURTHER RESOURCES:Free Calculators:https://smartasset.com/student-loans/student-loan-calculatorhttps://smartasset.com/taxes/california-paycheck-calculatorhttps://www.nerdwallet.com/article/loans/student-loans/biweekly-student-loan-payments O*NET: https://www.onetonline.org/Articles of Interesthttps://twitter.com/danpriceseattle/status/1412608971010084864?lang=enhttps://www.indeed.com/viewjob?from=app-tracker-saved-appcard&hl=en&jk=e60f32970a6ad212&tk=1fi0tjj943ogd000https://www.forbes.com/sites/adamminsky/2021/08/12/for-many-paying-student-loans-doesnt-stop-balances-from-growing-advocate-push-cancellation-as-a-fix/?sh=4abf8a36691dhttps://www.collegesimply.com/colleges/california/scripps-college/outcomes/https://www.cnbc.com/2021/09/09/america-has-1point73-trillion-in-student-debtborrowers-from-these-states-owe-the-most.htmlhttps://www.statista.com/statistics/244041/most-expensive-colleges-in-the-us/Today’s episode may contain affiliate links and we may make a commission off a sale.The Federal Trade Commission (FTC) has guidelines regarding endorsements and testimonials to protect you from misleading advertising that’s been paid for by a company. Budgeting For Bacon does occasionally include endorsements and testimonials, so it’s important to us to disclose the following: We only endorse and promote products we trust and use for ourselves. 

Ce que les auditeurs disent de Chocolate and Student Loans Part 1

Moyenne des évaluations de clients

Évaluations – Cliquez sur les onglets pour changer la source des évaluations.

Évaluations sur Audible.ca

Évaluations sur Amazon.ca
Il n'y a pas encore de critiques pour ce titre.