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In the second edition of our Wealth Coach episodes, Darren and Christina once again since down with wealth coaches Connor Eagleson, Dan Spry, and Jake Mitchell to reveal the biggest surprises they uncovered when they first discovered the Infinite Banking Concept – and how it continues to transform the financial lives of Canadians today.

Key Themes in This Episode:

• The “aha” moments that changed how our coaches think about money, control, and compounding.
  
  

• Why traditional banking fails business owners — and how becoming your own banker changes everything.
  
  

• The power of uninterrupted compound growth and how most Canadians unknowingly destroy it.
  
  

• The shocking misinformation about Infinite Banking spreading on social media — and how to separate fact from fiction.
  
  

• Real stories from former commercial bankers and advisors who realized how much flexibility and control a properly structured cash-value policy can create.
  
  

• How corporate structures, retirement planning, and estate strategies all tie together through one powerful tool.
  
  

• Why top accountants and tax strategists across Canada are now embracing these policies for business owners.
  
  

Our team pulls back the curtain on the real mechanics of Infinite Banking — not the marketing hype. You’ll learn:

• How to build liquidity and control using your own capital instead of relying on banks.
  
  

• The importance of choosing the right insurance company and structure from day one.
  
  

• How to create a tax-free retirement income stream and a family estate plan using the same strategy.
  
  

• Why traditional financial advice often fails to protect your wealth from the four major wealth destroyers: taxes, fees, volatility, and misinformation.
  
  

• How Canadian business owners can use corporate policies to grow and preserve wealth tax-efficiently.

Show notes:

00:00 - Introduction

01:00 - From banker to wealth coach: Dan’s revelation

03:00 - Using one tool for savings, retirement, and estate planning

05:00 - Jake on the danger of poorly structured policies

07:00 - Connor on the real rate of return vs. control and compounding

09:00 - How Infinite Banking avoids the “zeroing-out” savings curve

12:00 - Christina discusses the shocking impact of taxes, fees, and volatility

13:00 - The rise of misinformation about Infinite Banking

16:00 - Why accountants now support these strategies

19:00 - Working hand-in-hand with your accountant and lawyer

20:00 - Final thoughts: Once you learn this concept, you can’t unlearn it

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Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL

On today's episode, Darren and Christina are breaking down the OpCo trap! Most Canadian business owners are unknowingly making a massive mistake with their corporate cash — one that could cost them millions in unnecessary taxes and wipe out their eligibility for the lifetime capital gains exemption.

They discuss the difference between an Operating Company (OpCo) and a Holding Company (HoldCo), why so many business owners are leaving too much cash inside their active company, and how that decision exposes them to creditor risk, tax traps, and missed opportunities for wealth protection.

Whether you plan to sell your business, pass it on to your family, or build long-term wealth through your corporation, this episode explains how to properly structure your company — and why high cash value life insurance plays a crucial role in creating a tax-free corporate opportunity fund.

This is essential education for business owners, incorporated professionals, farmers, and real estate investors who want to maximize wealth and minimize risk. Tune in now!

Show notes:

00:00 - Introduction: Why the OpCo Trap matters

03:00 - What is an OpCo vs. a HoldCo?

04:30 - Why business owners leave too much cash inside their operating company

05:45 - Tax differences between corporate and personal income

06:30 - Why keeping cash in your OpCo feels smart… until it isn't

08:30 - The Lifetime Capital Gains Exemption (LCGE) explained

11:00 - What is a CCPC (Canadian-Controlled Private Corporation)?

12:40 - What are QSBC shares, and how to maintain eligibility

13:40 - The 3 qualification tests for LCGE (ownership, 50% rule, 90% rule)

15:00 - How too much passive cash or real estate can disqualify your shares

16:30 - The "purification" process explained — and how to fix a dirty OpCo

18:00 - Why timing matters: you need 24 months to requalify

20:00 - Moving funds into your HoldCo for protection and flexibility

21:00 - Corporate investing do's and don'ts — passive income warnings

22:00 - Why over $50,000 of passive income can reduce your small business deduction

23:00 - Comparing HoldCo investment options: real estate, markets, and life insurance

23:45 - Why high cash value life insurance outperforms other corporate assets

25:00 - Corporate tax efficiency, CDA benefits, and wealth preservation

26:00 - Action steps: how to avoid the OpCo Trap and build your corporate wealth strategy

27:00 - Final disclaimer and closing thoughts

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

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TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL

On today’s episode, it’s part 7 of the Rockefeller Method Series, Darren and Christina break down Chapters 9 and 10 of What Would the Rockefellers Do? — revealing exactly how the wealthy design, structure, and fund their infinite banking policies for long-term, tax-free growth.

This episode moves from theory to real-world action. You’ll learn how to properly design your own high-cash-value life insurance policy, how to ensure you’re working with the right company, and how to find the money to fund it — without increasing your income. Tune in now!

Show notes:

00:00 - Introduction

02:00 - Understanding Human Life Value

04:45 - Designing the Perfect Whole Life Policy

07:30 - Choosing the Right Insurance Company

10:40 - Why It Works Better in Canada

11:40 - Mindful Cash Management vs. Budgeting

14:00 - The Four I’s of Efficiency

16:00 - How to Reallocate Your Money to Fund the Policy

19:00 - Corporate Strategies & Retained Earnings

21:00 - Building Your Peace of Mind & Opportunity Funds

22:40 - Wrap-up

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

FACEBOOK: https://www.facebook.com/controlandcompound

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.