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Culture, Cash, and Identity: How Our Backgrounds Shape Our Financial Lives

Culture, Cash, and Identity: How Our Backgrounds Shape Our Financial Lives

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Welcome to Novem Nexus: Navigating Your Financial Narrative, where we explore the various topics of finance, the stories, strategies, and psychology behind our financial decisions with host Greg Wagner as we dive into the intersection between finance and the human experience.
The financial landscape is saturated with advice and rules. Novem Nexus aims to stand out by focusing on the underlying motivations, beliefs, and emotions that drive our financial behavior. We explore not only the what and how of finance but, more importantly, the why. At Novem Group, we believe that finance is not just about numbers and equations; it's about real people with real emotions. That's what this podcast is all about: understanding the reasons behind our financial decisions and uncovering the narratives that shape our financial lives.
Novem Nexus is more than just a podcast. Connect with us on social media, share your experiences, and join the conversation. Together, let's navigate our financial narratives with confidence. Welcome to Novem Nexus: Navigating Your Financial Narrative.
Episode 18: “Culture, Cash, and Identity: How Our Backgrounds Shape Our Financial Lives”
Have you ever wondered why you handle money the way you do—or where those habits come from? In this episode, Greg Wagner explores how our cultural backgrounds shape our financial behavior, often in ways we don’t consciously realize. From communal saving circles and family-first mindsets to rugged financial individualism, Greg unpacks the emotional and cultural tensions we experience when traditional values collide with modern financial systems.
We explore how religious beliefs, inherited values, and immigration pressures affect everything from budgeting to investing. Greg dives into how Millennials and Gen Z are rewriting money scripts with a blend of tradition and tech—and why redefining wealth on your own terms is one of the most empowering things you can do.
Whether you grew up in a home where money was taboo or in a culture where sharing wealth is a responsibility, this episode will prompt reflection on what money really means to you—and how to bring your financial habits into alignment with your identity.
Greg Wagner is an Investment Adviser Representative with Novem Group, an SEC-Registered Investment Adviser firm. All opinions expressed by Greg Wagner or any guests are solely their own and do not reflect the views of Novem Group. This podcast is for informational purposes only, and does not constitute tax, investment, or other financial advice, and is not endorsement of any securities discussed, and listeners should not rely on it for their financial decisions.

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