Feel like you’re way behind when it comes to saving for retirement? You’re not alone—and you’re definitely not too late. In this myth-busting episode, I’m sharing how overwhelmed parents can take 3 powerful steps to start saving for the future even if you’re still paying off debt.

You’ll learn:
✅ Why eliminating debt is the key to building wealth
✅ How to create margin and make the most of your current income
✅ Easy ways to start investing (even if it’s just $20/month)

Plus, I’m sharing how my family got intentional with our money and ditched debt for good—no more robbing from our future just to survive today.

🎁 Ready to stop spinning and start saving? Grab my FREE 5-Day Better Budgeting Challenge: jewlzthebudgetnerd.com/challenge

Are you constantly spinning plates and praying nothing crashes—especially your finances? In this episode, I break down why busy parents feel stuck in survival mode and how to finally gain control of your money without dropping everything else.

You’ll learn:

• Why budgeting feels impossible when you’re overwhelmed

• How to use habit stacking and automation to simplify your finances

• Easy ways to meal plan and save over $1,000 this year

• How to give your future self a financial win with a zero-based budget

• Why community support and accountability is your secret weapon

Friend, you are not failing—you just need a better system. Let’s build one together.

👉 Start my FREE 5-day challenge and create breathing room in your budget in just 15 minutes a day: www.jewlzthebudgetnerd.com/challenge

📲 Connect with me on Instagram ⁠@jewlzthebudgetnerd⁠

💰Learn to be Debt-Free Here: ⁠https://www.jewlzthebudgetnerd.com/membership⁠

👉Work With Me: ⁠https://www.jewlzthebudgetnerd.com/workwithme

Hey friend! 👋 If you’ve ever tried a no-spend month hoping it would magically reset your money habits, you’re not alone—but you might be aiming at the wrong target.

In today’s episode, I’m busting the myth that a no-spend month is the answer to your budgeting struggles. Because let’s be real: skipping Starbucks for 30 days isn’t going to change your money story if you don’t have a plan underneath it.

Here’s what you’ll learn:
✅ Why no-spend months don’t lead to lasting financial change
✅ What to focus on instead (hint: it’s not restriction—it’s strategy)
✅ How to create a realistic budget you’ll actually stick to as a busy family

If you’re tired of temporary fixes and want a long-term plan that fits your real life (without guilt, overwhelm, or cutting out all the fun), this episode is your fresh start.

💥 Ready to build a budget that works and finally feel confident with your money?

👉 Join my FREE 5-Day Budget Challenge — You’ll get quick wins each day to kickstart your financial momentum. Start now at: www.jewlzthebudgetnerd.com/challenge

📲 Connect with me on Instagram @jewlzthebudgetnerd

💰Learn to be Debt-Free Here: https://www.jewlzthebudgetnerd.com/membership

👉Work With Me: https://www.jewlzthebudgetnerd.com/workwithme