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Demographics Decoded - Unveiling the trends shaping your future

Demographics Decoded - Unveiling the trends shaping your future

Auteur(s): Simon Kuestenmacher and Michael Yardney
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À propos de cet audio

 Join leading demographer Simon Kuestenmacher and wealth and property investment expert Michael Yardney as they share Australian demographic shifts, trend analysis and social change insights to help business decision makers, entrepreneurs, and investors make informed decisions. Each week, we bring you in-depth discussions about how demographics affects our future and actionable advice on demographic factors that influence property investment, business and industry and how to prepare for demographic and social changes in the next decade. Whether you're a business leader, entrepreneur, or investor, our podcast equips you with knowledge to stay ahead of the curve. In a rapidly changing world, empower your business and investment decisions with data-driven insights. By subscribing to Demographics Decoded, you gain access to: • Expert analysis from leading authorities in demography, economics and the future. • Insights into the trends that will impact your business and investments. • Strategies for leveraging demographic shifts to your advantage. https://DemographicsDecoded.com.au2024 Finances personnelles Économie
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  • Is the Albanese Government About to Rob the Elderly in the Name of 'Fairness'

    Is the Albanese Government About to Rob the Elderly in the Name of 'Fairness'
    Dec 9 2025
    Imagine being told that after a lifetime of working hard, paying taxes, saving diligently, and raising a family, you've somehow become part of Australia's problem. That your success – owning a home, saving in superannuation, or simply living longer – is now evidence of "intergenerational unfairness." That's the message emerging from the Albanese government's latest policy buzzword – the so-called "intergenerational lens." But is this really about fairness… or about finding new ways to tax those who've worked, saved, and contributed for decades? In this episode of Demographics Decoded, leading demographer Simon Kuestenmacher and I unpack what "intergenerational equity" actually means — and whether this new policy approach is based on sound data or simply political theatre. If you care about Australia's economic future, housing affordability, and intergenerational trust, this episode is essential listening. Takeaways · Intergenerational equity is a complex issue that requires careful measurement. · Older Australians may not necessarily be better off than younger generations. · Housing market dynamics significantly impact intergenerational wealth. · Government policies can inadvertently favor property owners over first home buyers. · Superannuation was designed to reduce reliance on the pension system. · Generational envy can lead to political distractions and ineffective policies. · Real fairness comes from growing the economy, not shifting wealth between generations. · Younger generations need to feel positive about their economic prospects. · Taxing mining wealth could provide a solution for funding intergenerational fairness. · Cooperation between generations is essential for Australia's prosperity. Chapters 00:10 – What "Intergenerational Fairness" Really Means 03:11 – How Governments Measure Equity Across Age Groups 06:19 – Income, Wealth and Why Generational Comparisons Mislead 10:32 – Housing Affordability, Envy Narratives and Asset Gaps 15:13 – First-Home Buyer Policies, Superannuation and Tax Debates 21:47 – Real Solutions: Productivity, Migration and Avoiding Generational Conflict About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results. Join Michael and Simon at Wealth Retreat 2026, where Australia's most ambitious investors and businesspeople gather to think bigger, invest smarter, and build intergenerational wealth. MAY 30th – JUNE 4th 2026 – find out more here: http://www.wealthretreat.com.au/
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    38 min
  • The Retirement Wealth Divide: Winners and Losers in Old Age

    The Retirement Wealth Divide: Winners and Losers in Old Age
    Nov 25 2025
    In this episode of Demographics Decoded, Simon Kuestenmacher and Michael Yardney discuss the changing landscape of retirement in Australia, focusing on the widening wealth gap between homeowners and renters. For generations, Australians assumed they'd retire in their own home. It was the cornerstone of our national dream. But new evidence from the HILDA survey shows that the dream is slipping away — and with it, the safety net for a secure retirement. Today, two in three retirees who rent privately are living in poverty. And the wealth gap between homeowners and renters in retirement is only widening. Takeaways · Two in three retirees who rent privately are living in poverty. · The wealth gap between homeowners and renters is widening. · Homeownership is crucial for avoiding poverty in old age. · Superannuation alone is not enough for a secure retirement. · Government policies need to adapt to the changing demographics. · Intergenerational wealth transfer plays a significant role in homeownership. · Rent assistance is insufficient to cover rising housing costs. · The current housing market is increasingly unaffordable for younger generations. · Innovative ownership models could help address housing issues. · The government must increase social and affordable housing stock. Chapters 01:47 - What the HILDA Survey Reveals About Retirement Inequality 04:33 - Why Owning a Home Is the Best Insurance Against Poverty 07:24 - How Migration and Intergenerational Wealth Shape Housing Gaps 10:42 - The Future of Homeownership and Government Policy Failures 15:37 - The Bank of Mum and Dad: Early Inheritance and the New Divide About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results.
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    29 min
  • The Everyday Things About to Disappear From Our Lives in the Next Few Decades

    The Everyday Things About to Disappear From Our Lives in the Next Few Decades
    Nov 18 2025
    Picture this: you take your kids to a museum in 2045, and instead of dinosaurs and ancient artefacts, they're staring at remote controls, plastic packaging, and wheelchairs. They ask, 'Did you really use these every day?' In this episode Simon Kuestenmacher and Michael Yardney explore the technologies, jobs, and habits that will vanish from our lives - sooner than you might think. We delve into the implications of these changes on daily life, the economy, and the environment, providing insights into what the future may hold for generations to come. Takeaways · In 20 years, people may question our reliance on cars. · The traditional 9-to-5 workweek is likely to disappear. · Family structures will become smaller and more diverse. · Aged care will need to adapt to an aging population. · Self-driving cars will become the norm, reducing the need for ownership. · Retail will shift towards online and automated services. · Healthcare will leverage technology for better diagnostics and care. · Education systems will need to adapt to new learning methods. · Political structures may evolve towards more algorithmic governance. · The internet will require users to be more media savvy. Chapters 01:44 - The Everyday Items Vanishing from Modern Life 04:25 - How Technology Quietly Replaces Old Habits 07:33 - The Disappearing Professions and What Comes Next 12:06 - Cash, Keys and the End of Tangible Convenience 17:58 - What Future Generations Will Never Experience About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. He ranks as one of the world's Top 10 influencers in data visualisation. If you can't get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney - founder Metropole Property Strategists has been voted one of Australia's 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia's leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth - producing results. Our discussion today was inspired by this blog by Steve Samartino https://stevesammartino.substack.com/p/whats-in-the-museum-of-the-future
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    49 min
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