When you hear “DIY entrepreneur,” what do you picture? Because somehow it’s scrappy and admirable for some people, and reckless or “unprofessional” for others.

In this episode of Disrupt Your Money, we’re unpacking the double standard baked into entrepreneurship: why marginalized business owners are expected to bootstrap forever, learn everything themselves, and “just Google it,” while others are encouraged (and funded) to outsource, scale, and get support early.

We talk about how the glorification of DIY culture is deeply tied to capitalism, white supremacy, and respectability politics, and how it quietly keeps people underpaid, overworked, and burned out. This isn’t about shaming DIY paths (we’ve all been there). It’s about naming the system, reclaiming choice, and deciding when DIY is empowering—and when it’s a trap.

Because building equitable wealth shouldn’t require you to suffer, struggle, or do everything alone.

So grab your tea and let’s disrupt the lie that you have to DIY your way to exhaustion to be taken seriously.

⏱️ In This Episode:

00:00 The Myth of Entrepreneurship

00:40 The Harsh Reality of Self-Employment

01:33 The Double Standard in Entrepreneurship

02:39 The Challenges Faced by Marginalized Entrepreneurs

03:54 The Inequity in Access to Capital

04:38 The Cultural Pressure and Systemic Barriers

06:51 Redefining Success in Entrepreneurship

09:57 Building Businesses on Your Own Terms

11:02 Collective Entrepreneurship and Solidarity

13:17 Call to Action: Support Equitable Entrepreneurship

🔗 Mentioned in This Episode:

👉 Wealth is Resistance Action Kit – use your money as a tool for change → https://equitablemoneyproject.com/kit

💬 Connect with Us:
🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:
Ready to make your money match your values and navigate this new tax law on your own terms? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

In this episode of Disrupt Your Money, we pull back the curtain on the One Big Beautiful Bill Act (OBBA)—the shiny new “tax relief” law that’s being sold as a gift to families and small business owners… while quietly shoveling billions toward corporations and high-income households. Spoiler: the marketing doesn’t match the math.

Meg walks through what actually changed in OBBA. From the SALT cap drama to the child tax credit tweak, she shows you who really wins and who’s getting crumbs.

Instead of just doom-scrolling headlines, you’ll learn how to make this law work for you where it can, understand where it falls short, and use that clarity as fuel—not shame.

⏱️ In This Episode:

00:00 Introduction: Why this new tax law matters for our communities
01:43 Breaking down the One Big Beautiful Bill Act (OBBA)
05:20 “Win” #1 – The 20% pass-through (qualified business income) deduction
06:25 “Win” #2 – Standard deduction changes
07:18 SALT cap drama
11:05 How OBBA boosts the Child Tax Credit a bit while adding new earnings requirements that shut out the lowest-income families
16:57 New itemized deduction for auto loan interest
22:36 Healthcare on the line
26:36 How OBBA funnels most benefits up the income ladder while giving temporary crumbs to everyone else
28:12 What to do with this information
30:47 Final recap: what to watch in 2025–2029, how to use the small wins without falling for the spin, and staying politically awake without burning out

🔗 Mentioned in This Episode:

👉 Wealth is Resistance Action Kit – use your money as a tool for change → https://equitablemoneyproject.com/kit

💬 Connect with Us:
🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:
Ready to make your money match your values and navigate this new tax law on your own terms? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

Most people would rather talk about sex than talk about their bank account. And honestly? Fair. Because when you don’t know your numbers, looking at them can feel like peeking into a financial jump-scare—you’re bracing for something awful.

But here’s the truth: the fear isn’t in the numbers. The fear is in avoiding them.

In this episode of Disrupt Your Money, we break down why knowing your numbers isn’t about spreadsheets, shame, or being “good with money.” It’s about liberation. It’s about clarity. It’s about reclaiming power in a system that profits when we stay confused, overwhelmed, or checked out.

Through real stories, cultural receipts, and a little economic truth-telling, we explore why data is power everywhere else—politics, corporations, sports—but somehow becomes taboo when it comes to our own financial lives. You’ll hear what happens when people finally look at their numbers (spoiler: transformation), why avoidance keeps you stuck, and how simple awareness can shift everything.

So grab your tea, pull up those bank statements, and get ready to reclaim your financial power—one honest look at the numbers at a time.

⏱️ In This Episode:
00:00 Why We Fear Looking at Our Numbers
00:42 Story #1: The Mystery Business
03:11 Why We Avoid the Numbers
06:02 Data Is Power (Everywhere Else)
08:10 Story #2: Receipts Don’t Lie
10:44 Numbers as Liberation
13:02 Foundations + Cash Flow
15:21 Economic Gaslighting
17:58 Story #3: The Turning Point
20:42 Your Weekly Challenge

🔗 Mentioned in This Episode:
👉 Equitable Wealth Builders Program → https://equitablemoneyproject.com

💬 Connect with Us:
🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:
Ready to make your money match your values? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

When you hear the word wealth, who comes to mind?
If your answer isn’t you—you’re not alone.

In this episode of Disrupt Your Money, we unpack what equitable wealth really means and why reclaiming it is one of the most radical, empowering moves we can make with our money. Because wealth as we know it? It’s not neutral. It’s political, it’s personal, and it’s been intentionally kept out of reach for too many of us for too long.

Through real stories and sharp truth-telling, we break down how financial systems are designed to concentrate power—and how we can start taking that power back, step by step. You’ll learn what equitable wealth looks like in practice (spoiler: it’s not yachts and private jets), and how clarity, protection, intention, and legacy are the keys to building wealth that’s truly ours.

So grab your tea and get ready to reimagine what wealth can look like—for you, your business, and your community.

⏱️ In This Episode:
00:00 Rethinking Wealth

00:37 The Concept of Equitable Wealth

01:07 Real-Life Stories of Inequity

02:12 Defining Equitable Wealth

03:22 The Politics of Wealth

04:39 Breaking the Silence Around Money

07:55 Taking Back Financial Power

10:24 Building a Legacy of Equitable Wealth

14:52 Envisioning Your Wealth

🔗 Mentioned in This Episode:
👉 Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

💬 Connect with Us:
🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:
Ready to make your money match your values? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

In this episode of Disrupt Your Money, we're diving deep into our inherited money stories and how they shape our financial behaviors as adults and how scarcity and shame around money impacts our financial lives.

And of course we're touching on systemic issues such as the racial wealth gap and the political manipulation of scarcity. But we're not leaving you hanging - we're also sharing actionable steps to identify and rewrite your inherited money scripts to create a healthier, more empowered financial mindset, to recognize that the opposite of scarcity is not wealth, but freedom and impact.

⏱️ In This Episode:

00:00 Recognizing Your Money Stories

01:03 Personal Story: The Impact of Money Scripts

01:58 Understanding Scarcity and Its Origins

04:06 Client Stories: Transforming Money Narratives

06:12 The Broader Impact of Scarcity

07:33 Rewriting Your Money Story

11:06 Building Wealth: Foundations and Beyond

13:25 Embracing the Power of Enough

🔗 Mentioned in This Episode:

👉 Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

💬 Connect with Us:
🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:
Ready to make your money match your values? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

In this episode of Disrupt Your Money, we call BS on hustle culture—the toxic myth that being exhausted is somehow a badge of honor. Spoiler alert: it’s not. It’s capitalism doing what capitalism does best—keeping us too tired to question it.

Through real talk, personal stories, and a few spicy historical receipts, we break down why rest isn’t lazy—it’s revolutionary. You’ll learn how rest fuels wealth, power, and actual sustainability (not just another burnout cycle dressed up as “success”).

So grab your tea, cancel that guilt trip, and get ready to reclaim rest as your most underrated money move.

⏱️ In This Episode:
00:00 Introduction: The Stigma of Rest
01:37 The Current State of Exhaustion
03:12 Personal Struggles with Burnout
04:32 Rest as a Radical Wealth Strategy
07:01 The Privilege and Politics of Rest
08:59 Financial Clarity and Rest
13:14 The Cost of Burnout
16:08 Historical Perspective on Rest
19:21 Practical Steps to Incorporate Rest
21:31 Conclusion: Rest as a Strategic Move

🔗 Mentioned in This Episode:

👉 Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

💬 Connect with Us:
🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:
Ready to make your money match your values? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

Katy Chen-Mazzara joins us on the show today to help us explain why taking financial advice from privileged white guys is not the move. That’s right- we’re doing a deep dive into the not-so-wise words of Dave Ramsey. Meg and Katy chat about the nuances that folks like Ramsey completely gloss over to create one-size-fits-all programs that really fit nobody.

Join us as we discuss:

• The hypocrisy and double standards of “advisors” like Dave Ramsey
• Why debt isn’t automatically a dirty word
• What is involved in creating generational wealth
• The worst piece of Dave Ramsey financial “advice” at 30:00
• Navigating job loss while keeping your finances afloat
• Need to get your money stuff set up right? Join the Biz Money Library for Free- https://equitablemoneyproject.com/free
• Submit Your Questions - DisruptYourMoney.com
• Leave A Review- Apple Podcasts or wherever you listen

Katy Chen Mazzara is a certified trauma-informed Master financial wellness coach and graduate of UC Berkeley’s Personal Financial Planning Program. As a former freelance TV producer and award-winning documentary filmmaker, Katy understands the balance between dreaming and doing. She helps creative freelancers and entrepreneurs release generational traumas and fears so that they can find emotional and financial freedom.

You can learn more about Katy on her website, follow her on Instagram @katychenmazzara. Retreat information can be found here.

💰✊🏾💸✊🏽💵✊🏻

This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg and the Equitable Money Project here!

This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.

💰✊🏾💸✊🏽💵✊🏻

Connect with Meg across social:

Facebook

Instagram- Equitable Money Project

Instagram- Meg K. Wheeler

Pinterest

Did you Disrupt Your Money, build your bank account, and transform your way of life? Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen.

Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com

Song Credit: Midnight Specials by Ash Nino

Meg is joined today by Tiffany McLain, a licensed marriage and family therapist, to talk about how mental health professionals can build the sustainable businesses of their dreams and earn more when they ethically raise their rates.

Join us as we discuss:

• Why mental health professionals are not charging clients at the rates they want AND why that does a disservice to everyone
• Kiss burnout goodbye when you get rid of the guilt and shame around taking care of yourself
• The intersection of insurance reimbursements and access to mental health care
• Stats about women’s work and its effect on the economy- UN Women, Politico
• Tiffany’s Fee Calculator - Fun with Fees Calculator. **It's particularly for mental health workers in private practice, but other professionals have benefited from it as well.
• Submit Your Questions - DisruptYourMoney.com
• Leave A Review- Apple Podcasts or wherever you listen

Tiffany McLain, LMFT is a clinical fee strategist for therapists in private practice. Her mantra is, “Full fees are the new black.” Via her program, The Lean In. MAKE BANK. Academy, she helps therapists ethically earn significantly more per month while seeing fewer clients and doing BETTER clinical work.

The Lean In. MAKE BANK. Academy is a program that addresses the underlying money mindset stories that keep therapists broke so they can become THAT therapist who charges premium fees, cash pay. With the LIMB 4-step framework to make BANK, regular coaching calls to help you go to the next level, a phenomenal community of funny and intelligent therapists, be ready get real raw and real rich.

💰✊🏾💸✊🏽💵✊🏻

This podcast is hosted by Meg K. Wheeler, CPA and Biz Money Coach and Founder of the Equitable Money Project. Meg is on a mission to turn online educators, service providers and coaches from Not Numbers People to Badass Money Makers. Are you ready to Disrupt Your Money? Learn more about Meg and the Equitable Money Project here!

This podcast is intended for informational & educational purposes only and is not intended as professional financial advice.

💰✊🏾💸✊🏽💵✊🏻

Connect with Meg across social:

Facebook

Instagram- Equitable Money Project

Instagram- Meg K. Wheeler

Pinterest

Did you Disrupt Your Money, build your bank account, and transform your way of life? Tell us how this episode impacted you and leave a review at Apple Podcasts or wherever you listen.

Breaking down financial systems is always better with a buddy - tell a friend about this podcast so you can Disrupt Your Money together: http://disruptyourmoney.com

Song Credit: Midnight Specials by Ash Nino