Ep. 65 Understanding the 2026 401(k) Rule Changes: What Savers Need to Know
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Ep. 65 Understanding the 2026 401(k) Rule Changes: What Savers Need to Know
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In this episode of Not Just Numbers, Mike and Madison unpack the major retirement plan updates arriving in 2026. They break down new 401(k) contribution limits, expanded catch-up opportunities, and the significant shift to Roth-only catch-up contributions for higher earners. They explain who will be most affected, how these changes could impact taxes and take-home pay, and what steps savers can take now to prepare. Whether you’re approaching retirement, maximizing savings in your peak earning years, or simply trying to stay ahead of policy changes, this conversation helps you make sense of what’s coming and how to navigate it with confidence.
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