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• Join my Patreon membership (bonus content coming in 2026!)
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Welcome to EverydayFI! I'm your host, Meghan Combs, and I'm here to say you don't need a million dollar book deal or famous blog to reach financial independence. By exploring the lives of everyday people pursuing FI I'll show you how to forge your own path to financial freedom, the everyday way.

  Today on the show I wanted to deviate from my typical interview setup to talk about an urgent matter coming at the end of the year. If you're not aware, the ACA (ie the Affordable Care Act) enhanced tax credits are going away December 31st 2025, which will impact millions of Americans and raise costs of healthcare pretty much immediately.

I've brought on Sam Ferguson, a FIRE community member who knows quite a lot about the ACA and knows all the details on what's going on, and David Robinson, my go to aspiring-CFP friend who'll give us strategies on what to do when the enhanced tax credits disappear at the end of the year.

Episode links:

• This link will take you to the savings page on Healthcare.gov that can show you what you'd pay based on income and state, how to save on healthcare costs, and cost-sharing reductions

Subscribe on Apple, YouTube, and Spotify.

Support the Show:

• Join my Patreon membership (premium content coming in 2026!!)
• Buy me a coffee
• Sign up to be on the show here

  Welcome to EverydayFI where we explore the lives of everyday people pursuing financial independence. I'm your host, Meghan Combs, and I'm here to say that you do not need a million dollar book deal or a famous blog to reach FI early. By talking with real humans, I'll show you how to forge your own path to financial freedom the everyday way.

Today I'm talking with a financial expert and CFP, Ryan Derousseau, who actually has a lot of clients on the path to FI. I know, you must be shocked! But FI people need financial help too, and as you'll hear Ryan has seen a common pattern amongst these folks that doesn't bode well for the FIRE movement… Tune in to hear more!

Episode links:

• cfp.net
• Catching Up To FI podcast
• ChooseFI
• Ryan's website: Thinking Cap Financial

Subscribe on Apple, YouTube, and Spotify.

Support the Show:

• Join my Patreon membership for $5/mo (premium content coming in 2026!!)
• Buy me a coffee
• Sign up to be on the show here

Welcome to EverydayFI, where we explore the lives of everyday people pursuing financial independence. I'm your host, Meghan Combs, and I'm here to say you that you don't need a million dollar book deal or famous blog to reach FI early. By talking with real humans I'll show you how to forge your own path to financial freedom, the everyday way.

Today is part two with Larry, and we start talking about the good stuff like his daily routines, the importance of good sleep, and the positive impact of quitting alcohol 18 months ago. Larry shares insights from his coaching practice, emphasizing the intersection of health, wealth, and happiness. We discuss the challenges of imposter syndrome, the shift from people-pleasing to genuinely helping others, and the importance of building personal standards rather than just setting goals. This episode is a fantastic dive into reframing life's challenges and ever changing nature.

Episode Links:

• Larry's Uncontrollable Me website
• larry@uncontrollable.me
• ChooseFI
• The Mad FIentist
• The Donegans
• Why We Sleep, by Matthew Walker
• FI Minded Podcast
• EverydayFI episodes with David Robinson
  • Part 1
  • Part 2
• EverydayFI episode where David coaches "Jess" live
  • Part 1
  • Part 2
• Afford Anything
• Supercommunicators, by Charles Duhigg
• Outlive, by Peter Attia
• Dexa Fit App
• Atomic Habits, by James Clear