Épisodes

  • Boring Money Moves That Actually Work - 40 Money Lessons at 40, Part 2

    Boring Money Moves That Actually Work - 40 Money Lessons at 40, Part 2
    Sep 19 2025
    Mindset is important, but here’s the truth: without strong cash flow systems and habits, you’ll always feel like you’re spinning your wheels with money. In Part 2 of my 40 Money Lessons at 40 series, I’m walking you through the practical routines that form the backbone of financial stability. You’ll hear: Why paying yourself first (even $25 at a time) guarantees your future gets funded How to set up a monthly “money date” to check in without shame or stress The life-changing peace of living one month ahead on bills Why multiple bank accounts simplify money management and stop overdraft chaos These aren’t flashy hacks — they’re the proven, boring-but-brilliant moves that build real wealth and lower money stress. If you’ve been craving control over your finances, this episode is your blueprint for a rock-solid foundation. You’ll walk away knowing: Why paying yourself first flips the savings script (and why “leftover money” never works). How a monthly money date can transform shame into clarity. The underrated power of living one month ahead on bills — and the instant stress relief it creates. Why multiple checking accounts aren’t obsessive, they’re smart structures. How saving monthly for big expenses stops predictable bills from wrecking your budget. The real cost of oversized housing — and how to keep it in check. Why talking about money out loud is the fastest way to get unstuck. And the 3-month pause rule that will save you from emotional, expensive mistakes. Next episode, we’re talking protection — debt elimination, credit management, insurance. The shields that keep your financial house safe. If this episode hit home, share it. Screenshot your favorite lesson, tag me @everyonestalkinmoney⁠. And remember: money doesn’t demand perfection. It just wants you to show up. Build the foundation. Your future self will thank you. Thank you to our sponsors! Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices
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    46 min
  • 40 Money Lessons at 40: Real-Life Wins, Mistakes and What Actually Matters - Part 1 of 3

    40 Money Lessons at 40: Real-Life Wins, Mistakes and What Actually Matters - Part 1 of 3
    Sep 18 2025
    What does turning 40 teach you about money? A lot. In this special series, Shari Rash shares 40 money lessons she’s learned over two decades in personal finance — from the cringe-worthy (financing a couch for three years) to the life-changing (automation beats motivation every single time). This episode kicks off the first set of lessons, where Shari covers why: Saving only for the future leaves you broke in the present Confidence matters more than perfection when it comes to money decisions Consistency beats intensity every single time Money is forgiving — you can mess up and still recover Independence doesn’t mean doing it all alone Whether you’re 25 and just starting out, or 55 and saying “better late than never,” these lessons will shift how you think about money — and how you use it. You’ll walk away knowing: The dangers of over-saving for retirement while neglecting cash flow today How to move from research paralysis to confident action Why automation is your secret weapon for building wealth The truth about financial independence (it doesn’t mean going solo) How to reset when mistakes happen, without shame or guilt If you’ve ever wondered what really matters when it comes to money — not the Instagram hacks, not the one-hit-wonder success stories, but the everyday strategies that actually work — this is the episode for you. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors! Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices
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    30 min
  • Smart Spending for Fall: Holiday Budgeting, Sinking Funds, and Stress-Free Money Moves - Back-to-School, Back-to-Budget Mini-Series (Part 3 of 4)

    Smart Spending for Fall: Holiday Budgeting, Sinking Funds, and Stress-Free Money Moves - Back-to-School, Back-to-Budget Mini-Series (Part 3 of 4)
    Sep 16 2025
    The next three months—Halloween, Thanksgiving, and the holidays—are basically a budgeting minefield. Even if you’ve been disciplined all year, this season can throw your money game completely off. In Part 3 of our Back-to-School, Back-to-Budget series, I’m giving you a clear strategy to holiday-proof your wallet and make sure your spending reflects your priorities—not panic. We’re talking sinking funds for things you know are coming—gifts, school events, sports travel—and how to build a 3-month forecast that gives you room to breathe and room to celebrate. This episode isn’t about being the holiday Grinch—it’s about putting boundaries in place so you can actually enjoy the season without carrying guilt or a January credit card hangover into the new year. You’ll learn: how to map out your fall spending from Halloween through New Year’s how to budget for all those "surprise-but-not-really" expenses how to shift your mindset from restrictive to intentional. By the end, you’ll walk away with a simple fall money plan, sinking funds set up for what’s ahead, and the confidence to celebrate without sabotaging your financial goals. If you’re a busy professional or parent who dreads the financial chaos of the holidays but still wants to enjoy every bit of it—this one’s for you. And if this episode gives you the holiday money reset you’ve been craving, share it with a friend and make sure you’re subscribed so you don’t miss the final episode in this series: Building Momentum for Year-End Success. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors! Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices
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    41 min
  • Attracting Wealth Like a Lover: Rewiring Your Money Mindset with Morgana Rae, the Money Goddess

    Attracting Wealth Like a Lover: Rewiring Your Money Mindset with Morgana Rae, the Money Goddess
    Sep 13 2025
    What if your biggest money blocks aren’t in your bank account—but in your unconscious relationship with money? In this powerful and deeply personal episode, I’m joined by Morgana Rae, internationally recognized money mentor, bestselling author of Financial Alchemy: Twelve Months of Magic & Manifestation, and the woman her clients call the Money Goddess. Morgana’s unconventional (and wildly effective) approach has helped clients generate five, six, and even seven figures—sometimes within hours of doing this work. We’re not just talking mindset here—we’re talking total transformation. Morgana shares how she went from making $100/month in Los Angeles to generating millions by decimating her old toxic money narrative and replacing it with love, worthiness, and intentional action. If you’re a high-achieving woman who’s done all the “right” things—budgeted, invested, hustled—but still feels like wealth is a moving target or doesn’t stick… this episode will change the game. You'll walk away with: A completely new perspective on what it means to have a relationship with money The 6-step Financial Alchemy® process to eliminate hidden blocks and attract aligned abundance Why “hustling harder” actually repels money—and what to do instead How to use visualization, emotional safety, and self-worth to magnetize wealth What it means to love money without greed, guilt, or scarcity How unresolved family trauma, fear of betrayal, and emotional avoidance show up in your bank account Practical actions to reset your money energy—whether you’re struggling to make ends meet or managing millions Grab Morgana’s 10-Year Anniversary Edition of Financial Alchemy: Twelve Months of Magic & Manifestation: https://amzn.to/3IHRUen Follow the show on your favorite podcast app so you never miss an episode. Keep the conversation going on Instagram @everyonestalkinmoney Leave a quick rating and review to help others discover the show. And remember: money should be a tool to live life on your terms. Thank you to our sponsors! Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices
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    39 min
  • Money Is Emotional: Values-Based Spending, Social Pressure, and Financial Confidence with Jack Howard (of Ally Bank)

    Money Is Emotional: Values-Based Spending, Social Pressure, and Financial Confidence with Jack Howard (of Ally Bank)
    Sep 11 2025
    Financial wellness isn’t just math—it’s mindset. Today, Jack Howard, strategic program and communications lead at Ally and secretary of the Ally Charitable Foundation, joins me to unpack money psychology, values-based spending, and why “financial confidence” has very little to do with your income bracket. We break down social spending, the Gen Z impulse loop fueled by Instagram/TikTok, and how to start having real money conversations with your friends—without tanking your budget or your relationships. You’ll hear: How your earliest money memories quietly drive adult decisions—and what to do about it The “money wellness chain reaction” to interrupt anxiety and take action today Social spending vs. social connection: lower-cost ways to get a higher “return on joy” Why women (especially high earners) still feel financially fragile—and how to fix it A values-based alternative to traditional budgeting that actually sticks What women of color need to hear about building real, generational wealth—on their terms Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors! Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices
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    50 min
  • Reset for Fall: Cash Flow, Emergency Fund, Sinking Funds + a No-Stress Budget. Back-to-School, Back-to-Budget Series (Part 2 of 4)

    Reset for Fall: Cash Flow, Emergency Fund, Sinking Funds + a No-Stress Budget. Back-to-School, Back-to-Budget Series (Part 2 of 4)
    Sep 9 2025
    Feeling that late-summer bank account hangover? In Part 2 of my Back-to-School, Back-to-Budget mini-series, we run a Fall Financial Checkup—so you stop flying blind and start making confident money moves before holiday spending hits. I walk you through a 30-minute cash-flow audit, a ruthless subscription/money-leak review, and a realistic September budget using either the 50/30/20 rule or my BFF Budget (Budgeting Financial Friend). We’ll firm up your emergency fund, set sinking funds for predictable costs (gifts, travel, winter gear, annual bills), and choose a debt payoff strategy (snowball vs avalanche) you can actually stick with. You’ll learn: How to calculate true cash flow (not just salary) and spot hidden spending A 15-minute subscription audit to kill money leaks fast The difference between needs, wants, and “future you” (savings/debt) How to build sinking funds to holiday-proof your budget Debt snowball vs avalanche: which to use and when The weekly money check-in ritual that keeps you out of panic mode Perfect for: anyone craving a September budget reset, prepping for holiday spending, or ready to ditch autopilot and build an intentional fall budgeting routine. Share this with a friend who needs a money cleanup, follow us on Instagram @everyonestalkinmoney for more tips and subscribe so you don’t miss Part 3: Smart Spending for a Busy Season. Thank you to our sponsors! Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices
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    49 min
  • The High-Earner’s Paradox: Why Six Figures Don’t Equal Financial Freedom with Linda Grizely

    The High-Earner’s Paradox: Why Six Figures Don’t Equal Financial Freedom with Linda Grizely
    Sep 6 2025
    So you’re making six figures (or more)… but why does financial confidence still feel out of reach? In this episode of Everyone’s Talkin’ Money, I’m joined by personal finance speaker and educator Linda Grizely, creator of The MeMoney™ Method, to talk about what really holds successful women back from prioritizing themselves financially. We unpack why hitting income milestones doesn’t automatically translate into security or self-trust, how to spot the biggest money lies high-achieving women tell themselves, and the guilt that sneaks in when you finally start spending on yourself in bigger, bolder ways. You’ll hear: Why the “High-Earner’s Paradox” keeps women stuck in scarcity thinking even after they’ve “made it” What it really means to build a life you love on a budget you don’t hate How values-based money decisions can transform your financial confidence The first step you can take today if you’re crushing it at work but not with your money Linda’s personal money decision that changed her life forever This conversation is about moving past survival, shame, and self-doubt into a financial strategy that actually feels aligned with your values—and your success. Follow Linda on Instagram. Hit follow on Everyone’s Talkin’ Money so you never miss smart, shame-free conversations about wealth. Leave a quick rating and review—it helps more successful women like you find the show and build their own money confidence. Join the conversation on Instagram @everyonestalkinmoney and share the money lies you’ve told yourself—and how you’re rewriting the script. Thank you to our sponsors! Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices
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    44 min
  • Break the Golden Handcuffs: Fearless Career Transitions, Executive Resumes & LinkedIn Strategy with Amy Adler

    Break the Golden Handcuffs: Fearless Career Transitions, Executive Resumes & LinkedIn Strategy with Amy Adler
    Sep 4 2025
    Thinking about a career move but worried about trading stability for growth? In this episode, Shari Rash sits down with Amy Adler (CMRW, CERM, NCOPE)—president of Five Strengths Career Transition Experts—to unpack fearless career transitions, executive résumé writing, LinkedIn strategy, and career portfolio development. You’ll learn how to position your impact, optimize for ATS keywords without losing your voice, and build a personal brand that opens doors to C-suite roles, board seats, and better compensation. You’ll hear: How to reframe the “golden handcuffs” and evaluate real earning potential in a new role The resume art + science formula: metrics that matter, language that passes ATS, copy that sounds human What actually belongs in an executive career portfolio (résumé, LinkedIn, bio, thought leadership, more) When to tailor a résumé (and why tweaks should take minutes, not hours) The truth about networking vs. cold applying, and building relationships before you need them Personal branding on LinkedIn without the cringe—rules that keep your reputation clean and compelling Résumé “rules” that are outdated (one-page mandates, graduation years, GPA) and what to do instead How to identify your five strengths and translate them into executive-level language Guest: Amy Adler — President, Five Strengths Career Transition Experts; author of Courageous Career Change. Website: fivestrengths.com LinkedIn: linkedin.com/in/amyladler Podcast: How I Hire Listener Perk: Amy is offering a complimentary résumé or LinkedIn review for our audience! Sign up here: https://fivestrengths.com/letschat Be sure to follow the show on Instagram @everyonestalkinmoney! Thank you to our sponsors! Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices
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    55 min