In this episode of the Do It For Yourself Podcast, host Steve Taylor welcomes Adam Bergman, founder of IRA Financial, to shine a light on the misunderstood and often overlooked strategy of self-directed IRAs and solo 401(k)s. Adam explains how these tools can be used to invest in real estate, private companies, and other alternative assets—debunking myths and clarifying rules that homegrown entrepreneurs and savvy savers need to know. The discussion ranges from Peter Thiel’s famous $5 billion IRA to using retirement accounts to buy real estate, and practical steps for those thinking of taking the leap.

✍️ Adam’s biggest piece of advice—just start saving, whether it’s in stocks, real estate, or your own business. Taking advantage of retirement vehicles is one of the smartest, most tax-efficient ways to build long-term wealth.

Timestamps

00:00 "Do It For Yourself Podcast Intro"

05:45 "Affordable Self-Directed IRA Setup"

08:41 UBIT Triggers in IRA Real Estate

10:49 "Strategies to Minimize UBIT Tax"

14:47 401(k) Startup Investment Loophole

17:09 Political Challenges in Wealth Regulation

21:52 Avoiding Tax Pitfalls in Investments

23:15 AI & Diversification Insights

Host: Steve Taylor – Linkedin

Guest: Adam Bergman – Linkedin

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✉️ Be our guest and email us at podcast@meritedwealth.com