One of the most important cybersecurity laws in the country quietly expired last October with no sign of reauthorization on the horizon. Instead, the conflation between the 2015 Cybersecurity Information Sharing Act and the Cybersecurity and Infrastructure Security Agency has led to a political standstill that will only have negative impacts on American cybersecurity. What implications will not reauthorizing CISA 2015 have on national security? And how much risk are we taking on by letting protections for information sharing between the private sector and the government lapse?

In this episode, Shane Tews is joined by Caitlin Clarke, Cristin Flynn Goodwin, and James Andrew Lewis. In this conversation, they unpack how confusion between the 2015 information-sharing law and the Cybersecurity and Infrastructure Security Agency (CISA) makes Americans vulnerable to foreign cyberattacks, how rescinded liability and FOIA protections are already slowing down cyber defense, and why speed matters more than ever as AI accelerates malicious actors.

How should we address the governance gap between central banks controlling money and the oversight of cryptocurrency? How can decentralized crypto networks and centralized monetary authorities collaborate? And what’s next for digital finance?

To explore these questions, Shane Tews is joined by Milton Mueller, Karim Farhat, and Vagisha Srivastava from the Jimmy and Rosalynn Carter School of Public Policy at Georgia Tech. Mueller is the cofounder and director of the Internet Governance Project at Georgia Tech, where he specializes in the political economy of the internet. Farhat is the assistant director of the Internet Governance Project, focusing primarily on the digital economy and cybersecurity. Srivastava is a PhD student working on internet fragmentation. They are also joined by Nicoletta Kolpakov, director of the Cirrus Institute. This group’s extensive knowledge makes for an engaging and informative episode.

Section 1033 of the Dodd-Frank Act is the foundation of open banking in the United States—giving individuals the right to access and share their own financial data with services of their choice. This rule seeks to increase consumer control, encourage competition, and make it easier to switch providers or use financial management tools. However, the Consumer Financial Protection Bureau—the agency responsible for implementing this provision—is now reconsidering how (or whether) it should be enforced. In today’s discussion, we explore why Section 1033 has become a key focus of rulemaking and how changes to open banking policies could shift the balance of power between consumers, financial institutions, and emerging fintech companies.

To look into this, Shane Tews spoke with Penny Lee, president and CEO of the Financial Technology Association. Penny is also the cofounder of K Street Capital—an angel investment group in Washington, DC—and served as a senior advisor for former US Senate Majority Leader Harry Reid. She brings more than two decades of experience in the private and public sectors, making for an informative conversation.