In this episode of Optimal Insights, James Cahill, Alex Hebner, and Kevin Foley share the latest economic updates, covering mortgage rates, Fed rate cut probabilities, and unemployment trends. Then Jim Glennon and Vimi Vasudeva discuss key takeaways from the IMN MSR Conference, including MSR market dynamics, PennyMac’s push for recapture valuation standardization, and creative home equity products like HEI and HELOCs for seniors.

• Mortgage rates remain high, but volume is strong
• Fed rate cut probabilities fluctuate amid data uncertainty
• MSR market shifts toward strategic bulk bids
• PennyMac pushes CFPB for recapture valuation standardization
• Innovative home equity solutions for seniors and investors

Optimal Insights Team:

• Jim Glennon, Vice President of Hedging and Trading Client Services
• Alex Hebner, Hedge Account Manager, Optimal Blue
• James Cahill, MSF/MSR Account Manager
• Kevin Foley, Director of Product Management, Optimal Blue
• Vimi Vasudeva, Managing Director of Hedging and Trading Client Services

Production Team:

• Executive Producer: Sara Holtz
• Producer: Matt Gilhooly

Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

Mentioned in this episode:

Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona

In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today! News release: https://www2.optimalblue.com/optimal-blue-to-host-its-2026-summit-february-23-25-in-scottsdale Registration: Summit.OptimalBlue.com

Summit - OI

Lock Loans on the Go – Mobile Locking in the Optimal Blue Mobile App

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Mobile Locking