Épisodes

  • Behind Closed Doors How Private Equity Funds Profit Off Your Losses
    Jul 16 2025

    Today Mel talks about the complex and often infuriating world of private equity—and she is not holding back. Fueled by Slayer and a fair dose of righteous anger, Mel unpacks how private equity firms have wormed their way into nearly every corner of the American economy, from the hospitals caring for our loved ones to the grocery stores stocking our shelves.

    Mel breaks down how these firms use intricate layers of ownership to dodge transparency and regulation, explaining the disturbing “buy, strip, and flip” playbook that leaves communities gutted and workers out of luck. With real-world examples like Toys R Us and Payless Shoes—and staggering statistics, like private equity managing $12.1 trillion in global assets—she explores how the relentless pursuit of profit is fueling job cuts, bankruptcies, and rising inequality right in our own backyards.

    Whether you’ve ever wondered why food deserts are expanding or why your local hospital just shut its doors, this episode will show you just how deeply private equity’s tentacles reach into everyday life—and why it’s time to get informed, get angry, and push for change. So crank up the metal and get ready: this is private equity, unfiltered.

    Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

    Sign up for my free budget boot camp @ https://freebudgetbootcamp.com/

    To learn about money without out the pretentious Bu!!sh%t give me a follow here.

    Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/

    🔗 Stay Connected
    Facebook: https://www.facebook.com/financestheotherfword
    Instagram: https://www.instagram.com/financestheotherfword/
    TikTok: https://www.tiktok.com/@ftofw_podcast?


    📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

    Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875

    🔊 Other Ways to Listen
    Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731
    iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/
    Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

    Swag & Merch: https://financestheotherfword.com/

    Questions, comments, or want to be on the show? Contact us at mel@financestheotherfword.com

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    1 h et 4 min
  • Surviving Economic Downturns The Great Depression 2008 and the Power of the 99 Percent
    Jul 7 2025

    From the Wall Street crash of 1929 to the housing collapse of 2008, this episode breaks down how economic disasters unfold—and how the 99% always bear the brunt. Mel O explores the policies, corporate greed, and systemic decisions that triggered both crashes, how financial protections like the FDIC came to be, and why today’s wealth gap mirrors the warning signs of the past. You’ll also hear why the middle class—not the 1%—is the real engine of the economy, and what history teaches us about tariffs, margin trading, and financial inequality.

    Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

    To learn about money without out the pretentious Bu!!sh%t give me a follow here.

    Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/

    🔗 Stay Connected
    Facebook: https://www.facebook.com/financestheotherfword
    Instagram: https://www.instagram.com/financestheotherfword/
    TikTok: https://www.tiktok.com/@ftofw_podcast?


    📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

    Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875

    🔊 Other Ways to Listen
    Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731
    iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/
    Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

    Swag & Merch: https://financestheotherfword.com/

    Questions, comments, or want to be on the show? Contact us at mel@financestheotherfword.com

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    1 h et 6 min
  • Who Really Pays The 99% and Americas Fiscal Future
    Jun 19 2025

    Join Mel O as she dives deep into the complexities around America’s mounting national debt and the latest "big beautiful" tax bill making waves in Washington. In this episode, you'll get an unfiltered, passionate breakdown of what $36.21 trillion in national debt really means for everyday Americans—not just politicians and pundits. Mel O explains the basics of how government bonds work, why the recent downgrade of the US credit rating is such a big deal, and how that could hit everything from your taxes to the cost of your next loan or credit card.

    You'll also hear a thorough look at what’s inside the new tax bill, including the lasting impact of the 2017 tax cuts, proposed changes to critical social safety net programs, and the ongoing debate over who really benefits from tax breaks. Mel O doesn’t hold back as she draws the line from policies at the top directly to your wallet—and your kids’ futures.

    Think you’re not affected by Congressional budget debates? Think again. Mel O breaks down recession warning signs, the impact of growing deficits, and why understanding these issues matters more than ever.

    Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

    To learn about money without out the pretentious Bu!!sh%t give me a follow here.

    Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/

    🔗 Stay Connected
    Facebook: https://www.facebook.com/financestheotherfword
    Instagram: https://www.instagram.com/financestheotherfword/
    TikTok: https://www.tiktok.com/@ftofw_podcast?


    📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

    Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875

    🔊 Other Ways to Listen
    Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731
    iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/
    Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

    Swag & Merch: https://financestheotherfword.com/

    Questions, comments, or want to be on the show? Contact us at mel@financestheotherfword.com

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    1 h et 18 min
  • From Silicon Valley Bank to Super PACs: Crypto’s Trail in the Banking World
    Jun 11 2025

    In this episode, Mel O returns to the mic after a hiatus, re-energized to tackle what’s happening at the intersection of crypto and the traditional banking system—and why it matters to you, your wallet, and your kids’ futures.

    We discusses S the latest political and economic moves shaking up the financial system, including a controversial Senate bill that could add trillions to the deficit and the looming impacts of rising tariffs and inflation.

    The heart of this episode is all about crypto: how the collapse of banks like Silicon Valley Bank exposed vulnerabilities, why the integration of speculative digital assets into mainstream banking could spell big trouble, and how political super PACs fueled by crypto money are pushing for even looser regulations.

    We discuss the real risk and what’s fearmongering, highlight how regulations are shifting, and explain what all this means for the 99%—especially as politicians from both parties take millions from crypto interests.

    Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

    To learn about money without out the pretentious Bu!!sh%t give me a follow here.

    Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/

    🔗 Stay Connected
    Facebook: https://www.facebook.com/financestheotherfword
    Instagram: https://www.instagram.com/financestheotherfword/
    TikTok: https://www.tiktok.com/@ftofw_podcast?


    📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

    Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875

    🔊 Other Ways to Listen
    Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731
    iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/
    Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

    Swag & Merch: https://financestheotherfword.com/

    Questions, comments, or want to be on the show? Contact us at mel@financestheotherfword.com

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    1 h et 1 min
  • Constitution Unveiled Part 4 Term Limits DC Voting and the Myths of Congressional Pay
    1 h et 2 min
  • Americas Constitutional Amendments Amid Economic Crisis Tariffs Voting and State Power
    1 h et 10 min
  • Understanding Constitutional Amendments Deep Dive into 10-14 and Their Modern Interpretations
    Apr 7 2025

    In today's episode, we explore amendments 10 through 14, delving into their historical context, the court cases that have shaped their interpretation, and their impact on today's legal landscape.

    From state sovereignty to the foundational principles of equal protection and birthright citizenship.

    Are your rights being violated?

    Link to Project 2025 as disucssed in this episode. https://www.project2025.observer/

    Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time.

    To learn about money without out the pretentious Bu!!sh%t give me a follow here.

    Want to talk to Mel about money? Schedule a call with her directly: https://hotmoonfinancial.com/

    🔗 Stay Connected
    Facebook: https://www.facebook.com/financestheotherfword
    Instagram: https://www.instagram.com/financestheotherfword/
    TikTok: https://www.tiktok.com/@ftofw_podcast?


    📕Finances the Other “F” Word-Another “F” Word to Love Amazon: https://www.amazon.com/FINANCES-Other-F-Word-Mel/dp/1733665927

    Walmart: https://www.walmart.com/ip/FINANCES-The-Other-F-Word-Paperback-9781733665926/361773875

    🔊 Other Ways to Listen
    Apple Podcasts: https://podcasts.apple.com/us/podcast/finances-the-other-f-word/id1460418731
    iHeart: https://www.iheart.com/podcast/263-finances-the-other-f-word-47519083/
    Spotify: https://open.spotify.com/show/78TrGiNHzzlIfXVY9INbdl

    Swag & Merch: https://financestheotherfword.com/

    Questions, comments, or want to be on the show? Contact us at mel@financestheotherfword.com

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    1 h et 16 min
  • Uncovering the Constitution A Dive into the First Nine Amendments
    1 h et 21 min