Getting out of debt is not as easy as it sounds. But whether you're dealing with unsecured debt like credit cards and student loans or managing secured debt— the key is to stop digging and start climbing.

In this episode of the Financial Cents podcast, host Brent Cannon, President and Director of the Community Bank, and Brennan Wemmer, Branch Manager & Financial Educator, give you five real-world, actionable strategies to pay off debt, especially as you plan for the new year.

✅ Avalanche Method vs Snowball Method

✅ Debt Consolidation Loan

✅ Increasing Income and Apply Windfalls

✅ Budgeting tips and cutting expenses

✅ Balance Transfers

This is your ultimate guide to creating a debt payoff plan that sticks. Whether you’re dealing with student loans, credit card debt, or just want to improve your financial health, this video is packed with real-world tips from real bankers.

Talk with a banker for a free Financial Checkup and to help with a debt pay off plan: 👉 https://www.nbarizona.com/personal/schedule-appointment/

View more episodes: 👉 https://www.nbarizona.com/personal/community/financial-cents/

#PersonalFinance #FinancialFreedom #MoneyTips #DebtPayoff #DebtAvalanche #DebtConsolidation #HELOC #BudgetingTips #BalanceTransfer #DebtSnowball #NationalBankofArizona #Nbaz # FinancialCents

Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

The three financial things every Gen Z and person in their 20s needs to learn.

In this episode of the Financial Cents podcast, we're cutting through the noise to give you the real money talk you need. This is for everyone navigating through their own financial journey.

We break down three lessons everyone should learn:

1️⃣ Understanding and utilizing a variety of banking products and services.

2️⃣ Understanding terms on lending.

3️⃣ Taking advantage of financial benefits like 401ks. Start in your 20s!

Bonus tip: Go into a bank and talk to a person. Don’t rely solely on technology.

See credit cards we offer: https://www.nbarizona.com/personal/credit-cards/

Stop by and talk to a banker about your finances: 👉 https://www.nbarizona.com/personal/schedule-appointment/

See Brent Cannon, president of National Bank of Arizona, sits down with Brennan Wemmer, our resident Gen Z branch manager, to share financial tips they wish they learned sooner in their 20s.

View more episodes: 👉 https://www.nbarizona.com/personal/community/financial-cents/

#genzfinance #moneyinyour20s #financialmistakes #adultingishard #personalfinances #budgetingtips #investingforbeginners #financialliteracy #debtfreejourney #budgeting101

Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

#CheckingAccount #PersonalFinance #Retirement
Do you have these three bank accounts? Do you know the 50/30/20 rule? In this episode of Financial Cents, Brent Cannon and Paul Bradshaw break down the three essential accounts every financially savvy person needs: a checking account, a savings account, and a retirement account like a 401(k) or IRA.

💳 Learn how to:
• Build an emergency fund that gives you 3-6 months of living expenses
• Use the 50/30/20 rule to budget like a pro
• Save for retirement with 401(k) or IRA contributions
• Maximize your account benefits

Explore more banking benefits: 👉 https://www.nbarizona.com/personal/
Brent Cannon, president of National Bank of Arizona, sits down with Paul Bradshaw, branch manager, to share insider tips for maximizing your checking and savings accounts. Whether you're managing personal finances or just want smarter banking, this episode is for you.

View more episodes: 👉 https://www.nbarizona.com/personal/community/financial-cents/
#FinanceTips #Overdraft #FinancialCents #NationalBankofArizona #SmartBanking #MoneyManagement #CreditCards #Banking #FinancialPlanning #Retirement #IRA

KFUBMT0BSG5YCE4T

Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/