Financial Clarity by Design, formally McNeely Financial Services, offers comprehensive strategies through a spectrum of financial services. From growing your wealth to planning for your family’s future, Financial Clarity by Design is ready to lead you down the path to obtain those goals and dreams. Financial Clarity by Design can help you achieve your goals.

Juli McNeely CFP®, CLU, LUTCF, joined the firm in 1996 after working in the banking industry for five years. Juli and her team changed the business name to Financial Clarity by Design in 2022. Juli specializes in the areas of retirement planning, education funding, business continuity planning and estate planning. Her clientele consists of business owners, individuals, married couples and successful professionals. Juli has a Bachelor of Science degree in marketing from Northwestern College. She is professionally affiliated with National Association of Insurance and Financial Advisors (NAIFA), where she serves as the National Past President.

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Guests: Karen Stawicki & Samantha Irish | Co-Founders, Compass Financial (Charleston, SC) - A mother-daughter team on a mission to help high-net-worth clients minimize taxes and build a retirement income they can’t outlive.

Episode Overview:

Markets wobble. Taxes rise. Most retirees feel trapped and afraid they’ll outlive their savings or pay more to the IRS than they must. In this episode, Karen Stawicki and Samantha Irish unveil the strategies behind their bestselling book, The Power of Three, and reveal how ordinary families can reclaim control over both taxes and income.

They call themselves the “Retirement Power Duo,” and in this dynamic conversation you’ll learn:

How to Fire the IRS as Your Silent Business Partner

• Why most retirees unknowingly overpay taxes year after year.

• The simple repositioning tactics that shift dollars into tax-friendly vehicles—so the IRS stops acting as a silent partner in your nest egg.

• Real-life case studies: how one couple paid $500K less to the IRS over a lifetime.

Whether you’re a seasoned advisor or a retiree terrified of stock-market swings and hidden tax traps, Karen and Sam deliver truth bombs, actionable insights, and the road map you need to build a “tax-sheltered, guaranteed-income ecosystem.” Tune in to discover how to break free from Wall Street’s fear tactics, fire the IRS from your retirement plan, and reboot your Roth strategy before markets rebound.

Tune in to learn:

• How to keep every dollar performing a defined role (income, growth, liquidity) so you never worry about running out of money

• The “silent tax trap” hiding in traditional IRAs and 401(k)s—and how to escape it

• Why a mother-daughter approach to wealth management can be the secret to your financial peace of mind

Don’t miss Karen & Sam on the “Financial Freedom with Tom Hegna” podcast and discover the strategies to outsmart the IRS, guarantee steady income, and create the retirement you’ve always envisioned.

Guests:

Karen Stawicki grew up in a family that valued both hard work and service. She followed her natural affinity for numbers into 45-year career guiding families through market downturns and retirement transitions. In 2013, Karen launched Compass Financial with a simple promise: never abandon a plan when markets get tough. Her expertise in tax-efficient annuities and legacy planning has earned her local TV appearances, media features, and a loyal “Compass family” of clients who trust her to safeguard their financial futures.

Samantha Irish didn’t major in finance—she majored in sociology and communications to learn what her mom didn’t teach her. After a decade in marketing and consulting, Sam joined Compass Financial to marry her empathy and problem-solving skills with Karen’s deep expertise. As the “future of Compass Financial,” she helps each client feel heard, supported, and empowered to rewrite their own retirement story. Together, Karen and Sam combine logic and heart, structure and soul, to create “bullet-proof” retirement plans for high-net-worth families.

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Winston P. Stevenson is the President and founder of Winston and Companies Retirement and Financial Services, a full service, holistic “Boutique” style family owned and operated financial firm. Boutique is a word used to describe how we prioritize building strong, personalized relationships with clients, fostering trust, and understanding. Our smaller size and focused approach allow for greater flexibility and agility in responding to client needs. Our clients love our small intimate approach to planning compared to the impersonal experience of the large wire houses and banks.

Shane Stevenson entered the financial services industry to help others feel secure in retirement. He enjoys seeing clients’ satisfaction as they uncover a sense of direction, which pushes him to help even more clients achieve their dreams.

Although officially joining the family firm in 2019, Shane has been around the firm since the day he was born, helping behind the scenes and even attending some client appointments in a baby carrier. Shane graduated from the Eller College of Management at the University of Arizona, earning a degree in business administration and marketing.

As a licensed advisor Shane holds Life and Accident and Health or Sickness Insurance Licenses in the state of Arizona. He has also passed the FINRA Series 65 Uniform Investment Adviser Law Examination.

Shane and his wife Kelly were married in November of 2022 at the Boyce Thompson Arboretum in Superior, AZ.

He is proud to be part of his family business, and he loves building relationships with clients. Away from the office, Shane and Kelly like to travel and spend time with their dogs.

Their holistic approach to retirement planning focuses on 5 key areas

1. Income Planning
2. Investment Planning for and in Retirement
3. Tax planning
4. Health Care Planning
5. Legacy Planning

Winston P. Stevenson and Shane A. Stevenson are both fully licensed fiduciary investment advisor representatives with their RIA Brookstone Capital Management utilizing the custodial services of Charles Schwab.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.