Washington is stirring the pot. Trump floats letting Americans tap their 401(k)s for home down payments, escalates a public debanking fight with JPMorgan, and a Senate crypto bill unravels under pressure from bankers and Coinbase. Fin & Tech break down how politics, banking power, and stablecoins collided this week — and why the fallout could reshape the future of money.

Fin and Tech break down three major fintech developments shaping the moment — Klarna’s expansion into peer-to-peer payments across Europe and its push toward super-app status, Bilt’s new multi-tier credit card lineup featuring a 10% intro APR amid political and economic debate over rate caps, and Visa’s growing role in stablecoin-powered payouts through its partnership with BVNK.

Fintech’s moving fast in January. Steve Cohen reshuffles his fintech bets through a major liquidity move, FIS doubles down on AI-powered commerce with a blockbuster acquisition, and Brazilian fintechs Agibank and PicPay sprint toward Wall Street. Fin & Tech break down what it all means for capital flows, AI-driven payments, and the global fintech revival — with samba-level momentum.

Fin and Tech unpack three major fintech storylines shaping the start of 2026 — Trump’s push to cap credit card interest rates, the accelerating scramble among fintechs for bank charters, and Checkout.com’s Georgia charter win powering its U.S. expansion.