Tasmania offers a mix of incentives that can help first home buyers cut upfront costs and get into the market sooner. From full stamp duty exemptions on established homes, to a $10,000 First Home Owner Grant for new builds, the First Home Guarantee with higher price caps, and the MyHome shared equity scheme, there’s a lot to weigh up.

In this episode, Jack Elliott walks you through what’s available in Tasmania as of October 2025, who’s eligible, and the key benefits and trade-offs to consider. You’ll also learn why long-term strategy and asset quality should guide your decisions, not just chasing the biggest discount.

In this episode:

🔑 How Tasmania’s stamp duty exemptions work for established homes under $750K

🔑 The $10,000 First Home Owner Grant explained (and what types of homes qualify)

🔑 Updates to the First Home Guarantee in TAS, with higher price caps from October 2025

🔑 How the MyHome shared equity scheme works, and its key trade-offs

🔑 Why focusing on strategy and asset quality will set you up better than short-term savings

Timestamps

00:00 – Intro: TAS incentives overview

01:50 – Stamp duty exemption under $750K

03:04 – Strategy: stretch beyond the cap?

04:22 – Example breakdowns ($750K vs $800K)

04:47 – Extra: off-the-plan concession

04:59 – $10K First Home Owner Grant explained

06:42 – Strategy: new ≠ always better

06:26 – First Home Guarantee (new price caps)

08:00 – MyHome Shared Equity Scheme

11:22 – Living with shared equity (rules & limits)

12:44 – Strategy: pros & cons of shared equity

13:37 – Wrap up & next steps

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First Home Buyers of Established Homes Duty Relief

First Home Owners Grant

MyHome Shared Equity Scheme

MyHome Shared Equity Scheme Income Limits

First Home Guarantee Scheme

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The ACT takes a different approach to first home buyer support. There’s no First Home Owner Grant and no first home buyer specific stamp duty exemption instead, buyers get access to the Home Buyer Concession Scheme, which provides full or partial stamp duty relief to anyone purchasing a home to live in.

In this episode, Jack Elliott breaks down what’s available in the ACT as of September 2025, who’s eligible, and the key benefits and trade-offs to keep in mind. You’ll also learn how the First Home Guarantee Scheme applies in the ACT, with major changes to price caps and income limits from October 2025.

By the end, you’ll understand how these incentives work, and why your long-term property strategy should still guide your decisions, not just the upfront savings.

In this episode:

🔑 How the ACT Home Buyer Concession Scheme works (exemptions, concessional rates, and income limits)

🔑 Real examples of stamp duty savings in the ACT

🔑 Updates to the First Home Guarantee in ACT, price caps and income caps

🔑 Why asset quality and long-term strategy matter more than short-term savings

Timestamps

00:00 – Intro: Why the ACT does things differently

01:32 – What is stamp duty & the Home Buyer Concession Scheme

02:53 – Examples: $1.02M, $1.4M & $1.6M purchases

03:31 – Eligibility & income thresholds

05:45 – Strategy insight: Should you stretch beyond the cap?

07:08 – The First Home Guarantee in the ACT

08:37 – Key changes from October 2025

08:47 – Wrap up & next steps

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Home Buyer Concession Scheme

ACT Stamp Duty Calculator

First Home Guarantee Scheme

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📅 Book a chat with Jack for tailored support

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New South Wales has a range of incentives designed to help first home buyers reduce upfront costs and enter the market sooner. From stamp duty concessions to the $10,000 First Home Owner Grant, and the First Home Guarantee Scheme with rising price caps, there’s a lot to understand.

In this episode, Jack Elliott walks you through what’s available in NSW as of September 2025, who’s eligible, and the key benefits and trade-offs to keep in mind. You’ll learn how each incentive works, and why your property strategy and asset quality matter more than simply chasing the biggest discount.

In this episode:

🔑 How NSW stamp duty concessions and exemptions work (and where they phase out)

🔑 The $10,000 First Home Owner Grant explained

🔑 Updates to the First Home Guarantee in NSW, price caps and income caps

🔑 Why strategy and asset quality matter more than short-term savings

Timestamps

00:00 – What’s available for first home buyers in NSW

01:34 – Stamp duty concessions explained (with examples)

05:14 – The $10,000 First Home Owner Grant

07:33 – The First Home Guarantee Scheme and October 2025 changes

09:11 – Recap of NSW incentives and key takeaways

09:42 – Strategy, resources, and next steps

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NSW First Home Buyer Resource

First Home Buyers Assistance Scheme

NSW Home Buyer Assistance Finder

NSW Stamp Duty Transfer Calculator

First Home Owner (New Homes) Grant

First Home Guarantee Scheme

Want to keep the conversation going?

👉 Join the First Home Unlocked Facebook Community

📅 Book a chat with Jack for tailored support

📱Follow Us on social media: Instagram, TikTok, Youtube

firsthomeunlocked.com.au