What are smart investors doing right now?

According to Greg and Colin on this week of the Free Lunch Podcast they are: staying diversified, staying disciplined, and staying calm.

They unpack how to think about:

💰 Bonds & cash in your portfolio.

🏠 Mortgage renewals & rate holds.

🧾 End-of-year tax moves.

😴 Retirement “sleep-at-night” planning.

Jonathan’s style was to blend practical financial advice with human behaviour and life lessons.

This week, Colin and Greg reflect on the life and legacy of Jonathan Clements, the longtime Wall Street Journal columnist whose insights helped redefine how we think about money, happiness, and simplicity.

Jonathan’s approach really aligns with what we try to do here, cutting through the noise, finding clarity in uncertainty, and reminding people that even if the market’s at an all-time high… so is milk production. 🥛

AI was everywhere at Future Proof Festival.

From Google searches to client service, every conversation circled back to how artificial intelligence is reshaping the industry.

On this week’s episode of the Free Lunch Podcast, Colin and Greg reflect on Colin’s time at Future Proof, and why, despite AI’s power, nothing can replace human trust and behavioural coaching.

🎧 A must-listen for anyone curious about what AI means for the future of advice.