Ellie is flying solo this week and is bringing you a conversation that gives most people in their twenties and thirties in Ireland the actual fear… mortgages.

Ellie are joined by her 'guardian angel', Sinead from Finance Solutions, who helped her through every step of the mortgage process and trying to figure out what the hell was going on.

Sinead breaks everything down into simple terms, answering all the questions you’re too afraid to ask like; when to start, what documents you need, what banks really care about, and the common mistakes that can trip people up along the way.

They cover the schemes, the fees, the credit score panics, saving for a deposit and all the mortgage myths that cause unnecessary stress. Including whether you need to be worried about the betting account or Klarna purchase!

And once the serious stuff is done, it’s back to business with Red Flag Radar. Is it ok for a man to jump in and order ahead of you in a restaurant? Or is it appropriate for your fella to go collect a Christmas present from his ex's Mam?

A huge thank you to Finance Solutions for sponsoring the interview segment of this podcast.

Email your dilemmas to: holdmydrink@goloudnow.com

Instagram: @holdmydrinkpod

Charleen and Ellie share their peak and bleak of the week with all the excitement for Christmas and how they're feeling about decorating this year.

We've also got a dilemma from a listener who is at her wits end with her relationship. Despite coming through a really awful time when he cheated on her, their relatioship still isn't good and she doesn't know whether to keep working on it or move on.

In phone a friend, we're returning to a topic we covered only a few weeks ago on the podcast, should you tell on your best friend for cheating? This listener has actually already told her best friend's boyfriend, but her friend has continued to treat him badly and she doesn't know if she should intervene again. So we got your thoughts on the whole situation!

Got a dilemma of your own? Email: holdmydrink@goloudnow.com

Instagram: @holdmydrinkpod

Well birds you are in for an absolute treat this week as we bring you the answers to all of the 'women problems' in the world.

Charleen and Ellie are joined by the icon who's got Ireland talking openly about everything from periods to pubes and pelvic floors.

Laura Dowling, aka The Fabulous Pharmacist, is a leading women’s health advocate and has just released her new book Love Your Vulva. Not only is she totally science-backed as a pharmacist, but she’s also absolutely hilarious and breaks down the stigma of everything female health related.

Laura even brought along Saoirse, her trusty vulva puppet, for a full female anatomy lesson. Plus all the juicy truths about what’s normal, what’s not, and why you suddenly want to jump the snickers-wearing builder down the road at a certain time of the month.

Charleen and Ellie also put your red flags and dilemmas to Laura!

Email your dilemmas to: holdmydrink@goloudnow.com

Instagram: @holdmydrinkpod