Optimum: LIVE Episode 21 - How Much Can You Actually Earn Tax-Free in the UK?

In this slightly tongue-in-cheek episode of Optimum: LIVE, Chris and Michael take a clear and practical look at one of the most common questions asked by individuals and small business owners alike:
"How much money can I actually earn without paying tax?"

It’s not just about the personal allowance. With multiple thresholds and tax-free bands across income, dividends, savings and capital gains, understanding what you can really earn tax-free in the UK has never been more important.

In this episode, we’ll cover:

• Personal Allowance
• Trading Allowance
• Property Allowance
• Rent-a-Room Relief
• Dividend Allowance
• Savings Allowance
• Starting Race for Savings
• Capital Gains Tax Allowance
• ISA Savings Interest
• Premium Bond Winnings
• With an overarching discussion of how to structure your income for maximum tax efficiency

Whether you're self-employed, employed, drawing dividends, or earning from multiple sources, this episode offers simple, up-to-date guidance to help you keep more of what you earn.

Need tailored tax advice? Visit www.optps.co.uk to speak with the team at Optimum Professional Services.

Like, subscribe, share and comment if you found this useful — and let us know what tax topics you’d like us to cover in future episodes.

#TaxFreeIncome #PersonalAllowanceUK #DividendTax #OptimumLive

The episode can be watched and listened to from any of the following locations:

YouTube: https://www.youtube.com/@OptimumPS

Facebook: https://www.facebook.com/OptimumProfessionalServices/live

LinkedIn: https://www.linkedin.com/company/optimum-ps

Spotify: https://open.spotify.com/show/1xHt43HDhn7SipOn9euUTx?si=bd239b1d0dc2497d

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