In this episode, we dive into a question from Janet: you’re 35 and have about $20,000 saved for retirement — how do you jump-start momentum so you can confidently build toward retirement? Many people in their 30s feel like they’re behind just because of the headlines, social scrolls or “rules of thumb.” But here’s the truth: you’re not behind — you’re just starting from here.

No need for perfection. The goal is consistent progress, clarity about where you’re headed, and taking action today.

🎧 You’re Not Dead Yet: Thriving at the Crossroads of Building Wealth and Living Life.

Ready to take control of your financial future? Visit www.premieriwm.com for guides, tools, and personalized strategies.

Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.

The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing.

Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional.

There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

This recording contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your financial professional. This recording is intended to assist in educating you about insurance generally and not to provide personal service. They may not take into account your personal characteristics such as budget, assets, risk tolerance, family situation or activities which may affect the type of insurance that would be right for you. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs. Guarantees are based on the claims paying ability of the issuing company. If you need more information or would like personal advice you should consult an insurance professional.