You already know IBC can help you have a predictable income stream in retirement, but you might be wondering if there’s even more you could do to brace for the uncertainty of your golden years.

This episode is for you because I’ll explain how to set up a product that works like a personal pension, how it works, and why now could be the absolute best time to consider this type of vehicle.

Listen now!

Show highlights include:

• Overlooked certainty (as sure as death and taxes) that will crush your standard of living if you’re unprepared. (1:30)
• How the government’s refusal to tackle the deficit threatens your freedom and wealth. (2:09)
• “Inevitable” reason the government will lower interest rates, and what it means for financial and insurance products when they do. (4:03)
• Why now might be the best opportunity for the rest of your life to acquire this financial vehicle. (6:14)
• How to create a “DIY pension.” (9:50)
• Unprecedented way–not offered by most companies–to prepare yourself for long term care needs. (10:39)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

A key benefit of Infinite Banking is the ability to borrow against the cash value in a Whole Life insurance policy. So you might be wondering: “Does it have to be specially built, or will any Whole Life policy work?”

This is a great question because it helps us appreciate the difference between something that technically works and something that works for you the best it possibly can.

In this episode, I’ll explain why it’s best to start with a Whole Life insurance policy specifically structured for IBC, when your interest is in creating a family banking system. I’ll also share when it makes sense to use your existing Whole Life policy, even though you started it before you knew what Infinite Banking was.

Listen now!

Show highlights include:

• Essential provision your Whole Life policy must have if you’re using it for IBC. (1:34)
• Why the actions you take matter more than compound interest. (2:19)
• Counterintuitive reason to repay yourself with more interest than the insurance company charges. (2:59)
• 3 ways your life insurance company can accept funds, and how it affects the extra interest you pay yourself on your loans. (4:28)
• Should you replace your traditional whole life policy? Here’s when it makes sense to keep it. (11:07)
• Ideal way to start IBC, so you can have cash value available sooner. (11:32)
• Why you shouldn’t use an IUL for Infinite Banking. (13:30)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)

It’s time to bust another myth about Infinite Banking.

This time I’m tackling the mistaken idea that borrowing against your life insurance policy makes you lose money. I’ll explain where the confusion comes from, and the truth about IBC and borrowing.

Listen now!

Show highlights include:

• Surprising source of IBC confusion. (1:15)
• IBC loans “de-mystified.” What actually happens when you take a policy loan. (1:45)
• Unique advantages to borrowing against your policy cash value, instead of from a bank. (2:04)
• Why life insurance loans are the most efficient type of loan. (3:59)
• 3 concerns that fuel confusion about life insurance loans. (5:00)
• Beware! Risks that actually could wreck your policy. (8:54)
• Bank Loans and Credit vs. Policy loans. The clear-cut winner. (12:27)

Reach out to me:

valerie@alphaomegawealth.com

https://www.linkedin.com/in/valerie-laroque-lacp-b569509

Infinite Banking Mastery (infinitebankingnorthwest.com)