Welcome back to Common Curiosities: Retirement where this time of year means two things in our house: Sports season is in full swing, and so are the financial questions popping up on social media.

In this sporty moments episode, Jacqueline shows up repping LSU beach volleyball, Michael shows up repping his undefeated 8th-grade basketball squad, and together we break down a viral financial “hack” you’ve probably scrolled past:

Does paying your mortgage every other week actually save you money?

Here’s what we dig into with the goal of helping you understand the moving parts:

🏀 Why bi-weekly payments might shave 4–6 years off a 30-year mortgage

🏐 How paying earlier could reduce your interest paid

🏀 The sneaky reason bi-weekly = 13 payments a year, not 12

🏐 What not to do we=hen trying this strategy

🏀 Why this idea can work well for some but others wouldn't like it

🏐 Would this idea works for student loans, cars, credit cards, and more?

It’s all curiosity-first, judgment-free, and sprinkled with just enough sports talk to make November feel right.

If you’re wondering whether this mortgage move fits your playbook, this episode may give you a clearer lens.

Stay curious. 🏀📚💭

Chapters

00:00 Sporting Season

01:40 Biweekly Mortgage Pay Hack?

03:30 Will My Bank Allow Bi-Weekly Payments?

03:49 Checking if Payments Go Right to Principal

04:27 Who May or May Not Want to Do Bi-Weekly Payments?

06:02 Would Paying Early Help Other Types of Loans?

𝐖𝐡𝐲 𝐰𝐞'𝐫𝐞 𝐡𝐞𝐫𝐞?

We’re here to make retirement planning feel less intimidating by helping people think through their strategies and plans through clear relatable financial topics!

💬 Questions or Want to Connect?

🌐 𝐖𝐞𝐛𝐬𝐢𝐭𝐞: www.custerfinancialadvisors.com

📧 𝐄𝐦𝐚𝐢𝐥: custerfinancialadvisors@lpl.com

Disclosures:

Harborfront Financial Group is a Registered Investment Advisor registered with the Securities and Exchange Commission (SEC). Registration as an investment adviser does not imply a certain level of skill or training, and the content of this communication has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority.

The information contained in this material is intended to provide general information about Harborfront Financial Group and its services. It is not intended to offer investment advice. Investment advice will only be given after a client engages our services by executing the appropriate investment services agreement. Information regarding investment products and services are provided solely to read about our investment philosophy and our strategies. You should not rely on any information provided on our web site in making investment decisions.

Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Harborfront Financial Group, a Registered Investment Advisor. Harborfront Financial Group and Custer Financial Advisors are separate entities from LPL Financial.

This is a hypothetical example and is not representative of any specific situation. Your results will vary. The hypothetical rates of return used do not reflect the deduction of fees and charges inherent to investing. All investing involves risk including loss of principal. No strategy assures success or protects against loss.