Épisodes

  • My Yahoo! Finance Interview | Millions Affected, Are You?
    Jul 13 2025

    The One Big Beautiful Bill Act could upend healthcare for millions. In this must-hear conversation, Jae Oh, CFP® and Medicare expert, unpacks how Medicaid work rules, Medicare Advantage cost shifts, and ACA premium spikes could impact retirees, workers, and families.In This Video00:00:00 Medicaid Ejections Are Happening Now00:01:15 Should Retirees Worry About Medicare Changes?00:03:00 New Medicaid Work Requirements Explained00:04:30 Why Everyone on Medicaid Must Verify Monthly00:05:45 Medicare Savings Program Disruption Risks00:07:10 Could Part B Costs Rise? The Budget Battle Impact00:08:45 ACA Marketplace Chaos and Premium Uncertainty00:11:00 Enhanced APTC Ending? What It Means for You00:13:00 Employer Open Enrollment: Don’t Just “Check the Box”00:20:00 COBRA vs ACA After Layoffs: Planning Under Pressure🚨 16 million could lose coverage. Medicaid work rules, Medicare cuts, ACA premium hikes—all in one bill. Jae Oh breaks it all down so you don’t get blindsided. Essential for retirees, workers, and HR pros. Watch here: [link]#Medicare #ACA #RetirementPlanning #Medicaid #HealthCareReform #JaeOh #FinancialPlanning #openenrollment ✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s✅ Free Medicare Guidance: https://bit.ly/4d3xszG✅ Let's connect: https://linktr.ee/jaeohcfp✅ Free Prescription Discount Card: https://bit.ly/3vv2gpi✅ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8✅ Free Term Life Insurance Quote: https://bit.ly/37xaYJL✅ Your private appointment https://calendly.com/justjae/ ✅Link to Free ACA Quoting Tool: https://bit.ly/FreeACATool📖 Book website: http://www.maximizeyourmedicare.com🐦Twitter: https://twitter.com/JaeOhCFP🐦Twitter: https://twitter.com/MaxYourMedicare✅email info at gh2benefits.com#personalfinance #finance #talk— Maximize Your Medicare by Jae OhAll insurance products sold through this site are processed through the licensed entity/agent: Jae Oh, NPN 15996497. We do not offer every plan available in your area. Currently we represent approximately 15 organizations which offer over 100 products nationwide. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

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    23 min
  • CassGPT Rips Virginia For This Medigap Rule Change
    Jun 22 2025

    CassGPT Returns! Medigap & Medicaid Updates

    Brief Description
    Cass is back—and just in time. In this extended episode of Jae’s Corner: Now It Makes Sense, Jae and Cass break down the unintended costs of Virginia’s Medigap birthday rule, the unraveling of Medicaid eligibility post-pandemic, and the looming threat to enhanced ACA subsidies (APTC). If you’re in Medicare, Medicaid, or in between, this is the episode that pulls back the curtain on policy spin and shows you the financial reality. Get ready to decode the system, avoid premium traps, and learn how to plan before the rules change beneath your feet.

    In This Video00:00:00 The Return of Cass & What’s Coming

    00:01:10 Medigap Birthday Rule in Virginia Explained

    00:02:15 The Pricing Trap: How Carriers Adjust

    00:03:50 Who the Birthday Rule Hurts Most

    00:05:20 Unintended Consequences for Medically Vulnerable

    00:08:15 Medicaid Expansion vs. Eligibility Unwinding

    00:10:30 How to Stay on Medicaid: Monthly Action Steps

    00:13:10 WARN Notices and the Link to Healthcare Coverage

    00:16:30 Real-Life Examples: COBRA vs. ACA Planning

    00:23:45 Enhanced APTC Threat & Financial Planning Shifts

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    28 min
  • ChatGPT Interviews Me: United HeathGroup Investigation
    May 19 2025

    ChatGPT Interviews Jae Oh: United HeathGroup Investigation


    UnitedHealthcare Under Federal Investigation: What Medicare Advantage Members Need to Know Now

    Brief Description
    UnitedHealth Group—the largest Medicare Advantage provider—is under criminal investigation by the DOJ, potentially impacting over 35 million members. Jae Oh answers the 10 urgent questions every Medicare Advantage enrollee should be asking. No fluff. Just facts.

    In This Video
    00:00:00 DOJ vs UnitedHealth: What’s Really Going On?
    00:01:45 Will Your Medicare Advantage Plan Be Affected?
    00:03:15 How Could Fines Impact Future Benefits?
    00:05:15 Could This Reshape Medicare Advantage Regulation?
    00:07:00 Can You Switch Plans Now If You’re Worried?
    00:09:30 Who Should Still Care Even If Not With UHC?
    00:11:30 What Should Brokers & Agents Be Doing?
    00:13:15 Why Risk Coding Opened the Door to Abuse
    00:15:30 Is This Just the Start of More Investigations?
    00:17:00 What Every Medicare-Eligible Person Must Do Now

    Social Media Post
    🚨 UnitedHealthcare is under criminal investigation—and 35 million Medicare Advantage members could feel the shockwaves. Jae Oh unpacks the 10 most critical questions consumers must ask right now. Share this with anyone nearing Medicare age.
    #MedicareAdvantage #UnitedHealthcare #HealthcareFraud #JaeOh #MaximizeYourMedicare #Medicare2025 #DOJinvestigation #HealthPolicy

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    19 min
  • United Healthcare Under Criminal Investigation
    May 16 2025

    United Healthcare Under Criminal Investigation

    Jae breaks down the Wall Street Journal’s report that UnitedHealth Group, a giant company, the nation's largest health insurance carrier is under criminal investigation for possible Medicare Advantage fraud. From risk coding mechanics to the 50% plunge in UHG stock, learn what this means for the 35 million Americans on Medicare Advantage—and why your annual plan review has never been more critical.In This Video00:00:00 Criminal Probe Unveiled00:02:00 Medicare Advantage by the Numbers00:04:00 UHG Stock’s 50% YTD Collapse00:06:00 Demystifying Health Insurance Pricing00:08:00 Risk Coding & Extra Payments Explained00:10:00 Funding Member Benefits: Dental, Vision & More00:12:00 DOJ Allegations vs. Carrier Justifications00:14:00 Your Right to Change Plans Annually00:16:00 Anticipating 2026 Plan Reshuffles00:18:00 Integrating Medicare with Financial Planning

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    22 min
  • ChatGPT & Jae Explain: POTUS Rx Fix
    May 13 2025

    ChatGPT & Jae Explain: POTUS Rx Fix


    Brief Description
    Jae and Cass break down the explosive Most Favored Nation (MFN) executive order and its seismic threat to Big Pharma, PBMs, and the insurance industry. Learn why this isn’t just price reform—it’s a full-blown system shock, and why Jae saw it coming before the ink was dry.


    In This Video
    00:00:00 Cold Open – MFN Drops Like a Bomb
    00:00:35 Jae Predicted It – MFN Was Always the Domino
    00:02:15 What Most Favored Nation Pricing Actually Means
    00:04:00 Why the Benchmark Matters – Leveling the Global Field
    00:05:30 Graceful Exemption – Carveouts for the Poorest Nations
    00:07:00 Transfer Pricing – Cracking the Code of U.S. Drug Opacity
    00:09:00 MFN’s Domino Effect on Employer Plans & Medicare Advantage
    00:11:00 PBMs in the Crosshairs – Toll Takers Face Transparency
    00:13:00 Insurers’ Identity Crisis in a Post-MFN World
    00:16:00 Wall Street Panic & the Coming Industry Shakeout
    🚨 The president just lit a fuse under Big Pharma. Most Favored Nation pricing isn’t a tweak—it’s a total system rewrite. Jae saw it coming. Cass breaks it down. What happens next could hit your wallet and your 401(k).

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    20 min
  • ChatGPT & Jae Discuss: Markets Recover
    May 4 2025

    ChatGPT & Jae Discuss: Markets Recover

    In this electric episode of Jae's Corner, Jae and Cass dive into April’s market rebound, dissect the psychological traps facing retail investors, and explain how rising yields, tariffs, and jobs data are rewriting the economic narrative. They explore what retail should do now, whether we’re headed toward soft landing or market delusion, and drop real-world retirement and annuity guidance you won’t get on TikTok. Stay for the truth bombs. Stay for the snark.In This Video
    00:00:00 Welcome Back: Jae's Corner Fires Up
    00:00:28 Smash the Subscribe & Why It Matters
    00:01:06 Markets Rebound: April Wipes Out the Losses
    00:03:01 Is Retail Winning or Walking Into a Trap?
    00:05:24 Stability Hype: When “Not Bad” Feels Bullish
    00:07:49 The Jobs Report and What It Really Means
    00:10:02 Inflation Narratives and the Tariff Illusion
    00:12:35 Currency Signals & the Calm Dollar Case
    00:14:18 Growth Worries: Where the Cracks Might Show
    00:17:07 What Retail Should Do Now Before the Next Storm

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    20 min
  • ChatGPT & Jae Debate: POTUS Folds and Why It's Important
    Apr 25 2025

    POTUS Folds and You Need to Know Why✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8sWe dive into back-to-back tariff reversals in under a week, exposing how Washington’s 90-day pause, funding maneuvers, and bond-dollar breakdowns are reshaping global finance. Tune in for the poker-style folding strategy you need—and stick around for cost-control tips on healthcare and retirement. Don’t forget to like, subscribe, and follow Jae’s Corner!In This Video00:00:00 Fault Framing & Double Reversals00:01:00 90-Day Pause & Tariff Exceptions00:03:00 Tariffs Funding Tax Cuts & Political Control00:06:00 Stocks for Show, Bonds for Dough Explained00:08:00 Bond Market & Dollar Defy Traditional Flows00:11:00 Euro’s Big Figure Move: Global Alarm Bell00:16:00 Poker Decision Analogy: Folding Over Fighting00:19:00 Fed’s Watchful Restraint Amid Market Tumult00:21:00 Why Elections Can’t Solve This Economic Crisis00:30:00 Healthcare Costs & Retirement Realities

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    43 min
  • Dr. Oz Is The New Head of Medicare
    Apr 22 2025

    Dr. Oz Running Medicare? The Wild Truth Behind His CMS Takeover

    Brief Description
    Dr. Mehmet Oz is now leading CMS. Yes, that Dr. Oz. In this episode of Jae’s Corner, Jae and Cass break down the surreal appointment, fact-check the fraud claims, decode the political spin, and explain what it really means for Medicare beneficiaries. Cass goes full myth-busting mode—snark included.

    In This Podcast
    00:00:00 Dr. Oz Appointed to CMS—What Just Happened?
    00:01:42 Analyzing the “Stop the Bleeding” Soundbite
    00:03:15 Medicaid, Immigrants, and the Fear Playbook
    00:05:10 Breaking Down FMAP and State vs. Federal Dollars
    00:07:12 Medicare Advantage Rates Rise Despite Cost-Cutting Talk
    00:09:10 UnitedHealthcare’s MA Utilization Shock
    00:11:00 MedPAC’s Truth: MA Costs More Than Original Medicare
    00:13:00 Why Medicare Advantage Is So Confusing for Users
    00:15:12 The Geography Trap: Same Person, Different Coverage
    00:17:30 What Medicare Beneficiaries Need to Know Right Now

    🚨Dr. Oz is now in charge of Medicare & Medicaid. Yes, that Dr. Oz. Jae & Cass tear apart the fraud claims, cost contradictions & political theater—then bring it back to what you need to know. Must-watch for Medicare enrollees. 🎯💊
    #Medicare #DrOz #HealthcarePolicy #Medicaid #CMS #JaeCorner #MedicareAdvantage #Medigap #HealthPolitics #InsuranceTruths

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    20 min