In this episode of Gimme Some Truth, hosts Clint and Nate sit down with insurance veteran Rod Crandall to explore how long-term care insurance can protect your financial future.

Rod breaks down common misconceptions, explains how long-term care coverage fits into retirement planning, and shares his personal experience purchasing a policy. The conversation also covers:

✅ Current costs of long-term care in Wisconsin

✅ Different types of long-term care insurance (traditional vs. modern hybrid options)

✅ Underwriting and eligibility considerations

✅ Why proactive planning matters for financial security and family protection

If you’re wondering whether long-term care insurance makes sense for your situation—or how to start planning—this discussion is a must-watch.

👉 Timestamps:

00:00 Introduction

00:20 What Is Long-Term Care Insurance?

01:28 Costs and Statistics in Wisconsin

04:08 Personal Experiences and Proactive Planning

07:41 Traditional vs. Modern Long-Term Care Options

13:39 Options for Older Individuals

17:33 Planning, Underwriting, and Eligibility

24:52 Final Thoughts

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