Épisodes

  • Homebuyers are Getting Older, Breaking Down a 50 Year Mortgage, Property Taxes Rise Again

    Homebuyers are Getting Older, Breaking Down a 50 Year Mortgage, Property Taxes Rise Again
    Nov 15 2025
    We start the show with a bit of crime. We expect rates to be sticking around the 6% range for awhile. Homebuyers continue to be older. What are the top 3 upgrades when selling a home? The differences between appraised value and market value? What could a 50 year mortgage look like to a homeowner? Locking in on a rate. Property taxes increase again. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 and call Mike Ouverson with luminate home loans at 612-202-8321. Help the O’Neill Foundation of Hope at oneillhope.org.
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    42 min
  • Expecting a Busy Spring Market, Explaining Required Minimum Distributions, Financial Planning 101

    Expecting a Busy Spring Market, Explaining Required Minimum Distributions, Financial Planning 101
    Nov 8 2025
    Ryan is back from a big Zillow event in Las Vegas and visiting family in Notre Dame. We are expecting a very busy spring market. What is a required minimum distribution and how can it impact your finances? See a financial advisor as soon as possible. How much does it cost to use a financial advisor? What makes a home unique and why it could mean trouble for the resale market? Explaining Roth conversions. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 and call Mike Ouverson with luminate home loans at 612-202-8321. And call Kam Siemers from Midwest Money Management at 952-895-1055. Help the O’Neill Foundation of Hope at oneillhope.org.
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    40 min
  • Questions Surrounding AI, Continued Impact of the Government Shutdown, Explaining What Happened With Minnesota Rusco

    Questions Surrounding AI, Continued Impact of the Government Shutdown, Explaining What Happened With Minnesota Rusco
    Nov 1 2025
    Expectations for the spring market. Sending our thoughts to all those impacted by the sudden closure of Minnesota Rusco. How the ongoing government shutdown continues to impact the real estate market. Questions and concerns about AI in the future. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 and call Mike Ouverson with luminate home loans at 612-202-8321. Learn more about the PM Network at yourpmnetwork.com. Help the O’Neill Foundation of Hope at oneillhope.org.
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    42 min
  • Mortgage Rates, Home Policies and Fall Listings!

    Mortgage Rates, Home Policies and Fall Listings!
    Oct 25 2025
    As we enter the holiday season, we get the latest situation on mortgage rates with Mike Ouverson, Ryan shares the current listings on the market. Among the questions we tackle today in regards to VA buyers and buyer rates, how often to review policies for homeowners, a new trade opportunity that Home Depot is offering for those looking for work and would be interested in a career as a plumber, carpenter, and other trades! Ryan shares his O’Neil Foundation of Hope story for this week and the work they are doing! For more on listings, buying or selling a home give the Minnesota Real Estate Team a call - call Ryan O’Neil and Scott Wollmering with Re/Max Advantage Plus a call - 612-294-6949. If you have an insurance question regarding a home or home buying process you can reach Brad Sanford just by calling 651-690-2076 or visit bsanford@farmersagent.com , if you have any questions about rates, loans etc. give Mike Ouverson a call with Luminate Bank call 952-698-3300 or visit goluminate.com.
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    37 min
  • Suburbs Where People are Moving to and From, Financial Struggles of First Time Home Buyers, Assets as Part of a Purchase Agreement

    Suburbs Where People are Moving to and From, Financial Struggles of First Time Home Buyers, Assets as Part of a Purchase Agreement
    Oct 18 2025
    October is one of the best months to buy. Which suburbs are losing and gaining the most population? Affordability continues to be an ongoing struggle for first time home buyers. How AI could impact the real estate industry. Do homes absolutely need to have a bathtub to sell? How assets can factor into a purchase agreement. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 and call Mike Ouverson with luminate home loans at 612-202-8321. Help the O’Neill Foundation of Hope at oneillhope.org.
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    40 min
  • More Homes Are Building Equity, Finding The Right Home Builder, Overpricing Homes is the Issue for Sellers

    More Homes Are Building Equity, Finding The Right Home Builder, Overpricing Homes is the Issue for Sellers
    Oct 11 2025
    Ryan is the new recipient of a big award. How many homes in the country are are considered rich in equity? How to decide a building company for a new construction home. The challenges finding the right workers for a job. Overpriced homes continue to be an issue for sellers. Why getting your home's water systems checked and inspected is so important. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 and call Mike Ouverson with luminate home loans at 612-202-8321. Call Steve Grohn of A.J. Alberts Plumbing (651) 615-3743. Help the O’Neill Foundation of Hope at oneillhope.org.
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    40 min
  • Interest Rates vs. Income When Looking to Buy, The Importance of Photos, Government Shutdown Impact on Real Estate

    Interest Rates vs. Income When Looking to Buy, The Importance of Photos, Government Shutdown Impact on Real Estate
    Oct 4 2025
    Why aggressive pricing on a home may not sell as fast as it once did. Is interest rate or income more qualifying to buy a home? Are low appraisals becoming more common? Why photos are so important when listing your home. How the government shutdown could impact the real estate market. Why a seller may overprice their home. Are there signs the market will crash anytime soon? Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 and call Mike Ouverson with luminate home loans at 612-202-8321. Help the O’Neill Foundation of Hope at oneillhope.org.
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    41 min
  • Communication with Customers and Riding the Market Wave!

    Communication with Customers and Riding the Market Wave!
    Sep 27 2025
    We begin today’s show with some listings currently on the market! Then we bring in Adam Hartung and Steve Stalock into the conversation to discuss investing in home improvement upgrades, monitoring the ups and downs of the markets and maintaining a home (as well as following up) for inspection within a home. Scott brings up the importance of communication within the home buying and building process. If you have a real estate inquiry or are looking to buy or sell your home contact Ryan O'Neil and Scott Wollmering with the team at Re/Max Advantage Plus, you can contact the Minnesota Real Estate Team at 612-294-6949. To contact Steve Stalock with WIN Home Inspection call him at 952-891-4455 or you can email sstalock@win.com and reach out to Adam Hartung with Midwest Money Management, you can call him at 952-895-1055.
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    38 min